Why is Crawford & Co. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 18.03%
2
Poor long term growth as Net Sales has grown by an annual rate of 6.11% and Operating profit at 4.95%
3
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 80.97 MM
- INTEREST COVERAGE RATIO(Q) Highest at 656.34
- RAW MATERIAL COST(Y) Fallen by -4.64% (YoY)
4
With ROE of 18.96%, it has a fair valuation with a 3.33 Price to Book Value
- Over the past year, while the stock has generated a return of -7.82%, its profits have risen by 33.7% ; the PEG ratio of the company is 0.5
5
Underperformed the market in the last 1 year
- Even though the market (S&P 500) has generated returns of 14.11% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -7.82% returns
How much should you hold?
- Overall Portfolio exposure to Crawford & Co. should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Crawford & Co. for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Crawford & Co.
1.15%
0.47
42.54%
S&P 500
25.06%
0.70
20.15%
Quality key factors
Factor
Value
Sales Growth (5y)
6.04%
EBIT Growth (5y)
-0.21%
EBIT to Interest (avg)
5.66
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
34.44%
Dividend Payout Ratio
52.37%
Pledged Shares
0
Institutional Holding
26.80%
ROCE (avg)
53.94%
ROE (avg)
18.03%
Valuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
2.49
EV to EBIT
5.00
EV to EBITDA
3.36
EV to Capital Employed
3.36
EV to Sales
0.29
PEG Ratio
0.22
Dividend Yield
1.25%
ROCE (Latest)
67.31%
ROE (Latest)
17.40%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
12What is working for the Company
INTEREST COVERAGE RATIO(Q)
Highest at 768.88
RAW MATERIAL COST(Y)
Fallen by -3.29% (YoY
CASH AND EQV(HY)
Highest at USD 128.03 MM
DEBT-EQUITY RATIO
(HY)
Lowest at 126.23 %
DIVIDEND PER SHARE(HY)
Highest at USD 10.11
PRE-TAX PROFIT(Q)
Highest at USD 18.2 MM
NET PROFIT(Q)
Highest at USD 12.41 MM
EPS(Q)
Highest at USD 0.25
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Crawford & Co.
Interest Coverage Ratio
Highest at 768.88
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Pre-Tax Profit
Highest at USD 18.2 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 18.2 MM has Grown at 54.31%
over average net sales of the previous four periods of USD 11.8 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 12.41 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 12.41 MM has Grown at 67.44%
over average net sales of the previous four periods of USD 7.41 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.25
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 128.03 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio
Lowest at 126.23 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Dividend per share
Highest at USD 10.11
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Raw Material Cost
Fallen by -3.29% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 10.08 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)






