Why is Crawford & Co. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 18.03%
2
Poor long term growth as Net Sales has grown by an annual rate of 6.11% and Operating profit at 4.95%
3
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 80.97 MM
- INTEREST COVERAGE RATIO(Q) Highest at 656.34
- RAW MATERIAL COST(Y) Fallen by -4.64% (YoY)
4
With ROE of 18.96%, it has a fair valuation with a 3.33 Price to Book Value
- Over the past year, while the stock has generated a return of -8.66%, its profits have risen by 33.7% ; the PEG ratio of the company is 0.5
5
Underperformed the market in the last 1 year
- Even though the market (S&P 500) has generated returns of 12.94% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -8.66% returns
How much should you hold?
- Overall Portfolio exposure to Crawford & Co. should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Crawford & Co. for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Crawford & Co.
-3.36%
0.40
42.15%
S&P 500
13.22%
0.64
20.20%
Quality key factors
Factor
Value
Sales Growth (5y)
6.11%
EBIT Growth (5y)
4.95%
EBIT to Interest (avg)
5.66
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
34.44%
Dividend Payout Ratio
52.37%
Pledged Shares
0
Institutional Holding
27.23%
ROCE (avg)
53.94%
ROE (avg)
18.03%
Valuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
3.33
EV to EBIT
6.20
EV to EBITDA
4.20
EV to Capital Employed
4.64
EV to Sales
0.35
PEG Ratio
0.46
Dividend Yield
1.04%
ROCE (Latest)
74.93%
ROE (Latest)
18.96%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bullish
Technical Movement
12What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 80.97 MM
INTEREST COVERAGE RATIO(Q)
Highest at 656.34
RAW MATERIAL COST(Y)
Fallen by -4.64% (YoY
NET PROFIT(9M)
Higher at USD 20.19 MM
DEBT-EQUITY RATIO
(HY)
Lowest at 141.65 %
DEBTORS TURNOVER RATIO(HY)
Highest at 9.74 times
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Crawford & Co.
Net Profit
At USD 20.19 MM has Grown at 90.4%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 80.97 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Interest Coverage Ratio
Highest at 656.34
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Debt-Equity Ratio
Lowest at 141.65 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Debtors Turnover Ratio
Highest at 9.74 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Net Profit
Higher at USD 20.19 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Raw Material Cost
Fallen by -4.64% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 9.81 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)






