Crawford & Co. (CRD.B) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Aon Plc

CorVel Corp.

Marsh & McLennan Cos., Inc.

Arthur J. Gallagher & Co.

Ryan Specialty Holdings, Inc.

Brown & Brown, Inc.

Crawford & Co.

Willis Towers Watson Plc

Hippo Holdings, Inc.

Goosehead Insurance, Inc.

GoHealth, Inc.

Why is Crawford & Co. ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 18.03%

Poor long term growth as Net Sales has grown by an annual rate of 6.11% and Operating profit at 4.95%

Positive results in Jun 25

OPERATING CASH FLOW(Y) Highest at USD 80.97 MM
INTEREST COVERAGE RATIO(Q) Highest at 656.34
RAW MATERIAL COST(Y) Fallen by -4.64% (YoY)

With ROE of 18.96%, it has a fair valuation with a 3.33 Price to Book Value

Over the past year, while the stock has generated a return of -7.82%, its profits have risen by 33.7% ; the PEG ratio of the company is 0.5

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 14.11% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -7.82% returns

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Crawford & Co. for you?

High Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Crawford & Co.

28.46%

0.47

42.54%

S&P 500

22.61%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

5.27%

EBIT Growth (5y)

-1.87%

EBIT to Interest (avg)

5.66

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

34.44%

Dividend Payout Ratio

73.72%

Pledged Shares

Institutional Holding

26.95%

ROCE (avg)

53.94%

ROE (avg)

18.03%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.71

EV to EBIT

5.31

EV to EBITDA

3.48

EV to Capital Employed

3.73

EV to Sales

0.31

PEG Ratio

0.53

Dividend Yield

1.25%

ROCE (Latest)

70.21%

ROE (Latest)

19.43%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 101.87 MM

DEBT-EQUITY RATIO (HY)

Lowest at 105.61 %

DEBTORS TURNOVER RATIO(HY)

Highest at 9.91 times

INTEREST COVERAGE RATIO(Q)

Highest at 987.7

CASH AND EQV(HY)

Highest at USD 138.25 MM

DIVIDEND PER SHARE(HY)

Highest at USD 9.91

PRE-TAX PROFIT(Q)

Highest at USD 19.66 MM

NET PROFIT(Q)

Highest at USD 13.45 MM

EPS(Q)

Highest at USD 0.27

-1What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 27.31%

Here's what is working for Crawford & Co.

Operating Cash Flow

Highest at USD 101.87 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Interest Coverage Ratio

Highest at 987.7

in the last five periods

MOJO Watch

The company's ability to manage interest payments is improving

Operating Profit to Interest

Debt-Equity Ratio

Lowest at 105.61 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Debtors Turnover Ratio

Highest at 9.91 times and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Pre-Tax Profit

Highest at USD 19.66 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Pre-Tax Profit

At USD 19.66 MM has Grown at 68.49%

over average net sales of the previous four periods of USD 11.67 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 13.45 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Net Profit

At USD 13.45 MM has Grown at 68.89%

over average net sales of the previous four periods of USD 7.96 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.27

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 138.25 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 9.91

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Crawford & Co.

Dividend Payout Ratio

Lowest at 27.31%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)