Why is CreditAccess Grameen Ltd ?
1
With ROE of 1.9, it has a Very Expensive valuation with a 2.6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 19.14%, its profits have fallen by -44.9%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is CreditAcc. Gram. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
CreditAcc. Gram.
19.14%
0.51
37.78%
Sensex
-3.52%
-0.27
12.93%
Valuation Key Factors 
Factor
Value
P/E Ratio
38
Industry P/E
20
Price to Book Value
2.59
EV to EBIT
14.88
EV to EBITDA
14.52
EV to Capital Employed
1.43
EV to Sales
6.43
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
7.91%
ROE (Latest)
1.87%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Bullish
Technical Movement
21What is working for the Company
PBDIT(Q)
Highest at Rs 812.74 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 54.53%
PBT LESS OI(Q)
Highest at Rs 337.02 cr.
PAT(Q)
Highest at Rs 252.09 cr.
EPS(Q)
Highest at Rs 15.75
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for CreditAcc. Gram.
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 337.02 cr has Grown at 700.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 42.10 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 252.09 cr has Grown at 654.3% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 33.42 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 812.74 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 54.53% and Grown
each quarter in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 337.02 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 252.09 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 15.75
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)






