ScoreWhy is Crystal Valley Financial Corp. ?
1
Flat results in Dec 25
- DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
- OPERATING PROFIT(Q) Lowest at USD 1.59 MM
- OPERATING PROFIT MARGIN(Q) Lowest at 13.46 %
2
With ROA of 0.86%, it has a expensive valuation with a 1.24 Price to Book Value
- Over the past year, while the stock has generated a return of 20.93%, its profits have fallen by -5.9%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.86%
EBIT Growth (5y)
-3.22%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.25%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.24
EV to EBIT
12.64
EV to EBITDA
12.64
EV to Capital Employed
1.16
EV to Sales
3.41
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.21%
ROE (Latest)
11.23%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bearish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
NII(Q)
Highest at USD 8.55 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 11.8 MM
-12What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
OPERATING PROFIT(Q)
Lowest at USD 1.59 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 13.46 %
PRE-TAX PROFIT(Q)
Lowest at USD 1.59 MM
NET PROFIT(Q)
Lowest at USD 1.46 MM
EPS(Q)
Lowest at USD 0
Here's what is working for Crystal Valley Financial Corp.
NII
Highest at USD 8.55 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 11.8 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Here's what is not working for Crystal Valley Financial Corp.
Pre-Tax Profit
At USD 1.59 MM has Fallen at -54.76%
over average net sales of the previous four periods of USD 3.51 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
At USD 1.46 MM has Fallen at -50.65%
over average net sales of the previous four periods of USD 2.97 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Operating Profit
Lowest at USD 1.59 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 13.46 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 1.59 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 1.46 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 0
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
