How much should you hold?
- Overall Portfolio exposure to CSB Bancorp, Inc. (Ohio) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
12.92%
EBIT Growth (5y)
3.59%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.37%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.32
EV to EBIT
5.95
EV to EBITDA
5.95
EV to Capital Employed
1.71
EV to Sales
1.73
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
28.78%
ROE (Latest)
10.58%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
9What is working for the Company
NII(Q)
Highest at USD 11.42 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(Q)
Highest at 0.08%
DIVIDEND PAYOUT RATIO(Y)
Highest at 59.09%
NET SALES(Q)
Highest at USD 15.11 MM
-13What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 13.3 MM
OPERATING PROFIT(Q)
Lowest at USD 2.27 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 15.01 %
PRE-TAX PROFIT(Q)
Lowest at USD 2.27 MM
NET PROFIT(Q)
Lowest at USD 1.87 MM
EPS(Q)
Lowest at USD 0.71
Here's what is working for CSB Bancorp, Inc. (Ohio)
NII
Highest at USD 11.42 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Credit Deposit Ratio
Highest at 0.08% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 15.11 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Dividend Payout Ratio
Highest at 59.09%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for CSB Bancorp, Inc. (Ohio)
Pre-Tax Profit
At USD 2.27 MM has Fallen at -47.04%
over average net sales of the previous four periods of USD 4.28 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
At USD 1.87 MM has Fallen at -45.88%
over average net sales of the previous four periods of USD 3.45 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Operating Cash Flow
Lowest at USD 13.3 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Operating Profit
Lowest at USD 2.27 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 15.01 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 2.27 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 1.87 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 0.71
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)






