CVB Financial Corp.

Market Cap: Small Cap
Industry: Regional Banks
ISIN: US1266001056

USD

19.84

0.06 (0.3%)

Dec 04

NAS

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

United Community Banks, Inc.

First BanCorp (Puerto Rico)

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First Hawaiian, Inc.

BancFirst Corp. (Oklahoma)

EVERTEC, Inc.

Ameris Bancorp

Cathay General Bancorp

CVB Financial Corp.

First Interstate BancSystem, Inc.

Why is CVB Financial Corp. ?

High Profitability with a Net Interest Margin of 2.79%

Strong Long Term Fundamental Strength with a 2.21% CAGR growth in Net Profits

Flat results in Jun 25

CREDIT DEPOSIT RATIO(HY) Lowest at 69.74%

With ROA of 0.78%, it has a fair valuation with a 1.18 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -15.75%, its profits have fallen by -3.6%

High Institutional Holdings at 82.53%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Below par performance in long term as well as near term

Along with generating -15.75% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to CVB Financial Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is CVB Financial Corp. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

CVB Financial Corp.

-13.63%

0.85

28.48%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

6.38%

EBIT Growth (5y)

2.05%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

55.63%

Pledged Shares

Institutional Holding

82.53%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.18

EV to EBIT

11.20

EV to EBITDA

10.44

EV to Capital Employed

1.16

EV to Sales

4.65

PEG Ratio

Dividend Yield

ROCE (Latest)

10.34%

ROE (Latest)

9.05%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

-1What is not working for the Company

CREDIT DEPOSIT RATIO(HY)

Lowest at 69.74%

Here's what is not working for CVB Financial Corp.

Credit Deposit Ratio

Lowest at 69.74%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)