ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Dah Sing Financial Holdings Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 3.21%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.61% signifying low profitability per unit of total assets
2
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at HKD 11,620.25 MM
- ROCE(HY) Highest at 0.72%
- NII(Q) Highest at HKD 2,912.26 MM
3
With ROA of 1.12%, it has a Very Attractive valuation with a 0.33 Price to Book Value
- Over the past year, while the stock has generated a return of 41.33%, its profits have fallen by -15.1%
4
Consistent Returns over the last 3 years
- Along with generating 41.33% returns in the last 1 year, the stock has outperformed Hang Seng Hong Kong in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Dah Sing Financial Holdings Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Dah Sing Financial Holdings Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Dah Sing Financial Holdings Ltd.
-100.0%
3.26
27.29%
Hang Seng Hong Kong
8.25%
0.41
19.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.35%
EBIT Growth (5y)
8.81%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
40.04%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.33
EV to EBIT
6.94
EV to EBITDA
5.59
EV to Capital Employed
0.32
EV to Sales
0.89
PEG Ratio
NA
Dividend Yield
0.11%
ROCE (Latest)
4.63%
ROE (Latest)
11.19%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
OPERATING CASH FLOW(Y)
Highest at HKD 11,620.25 MM
ROCE(HY)
Highest at 0.72%
NII(Q)
Highest at HKD 2,912.26 MM
DIVIDEND PER SHARE(HY)
Highest at HKD 0
OPERATING PROFIT(Q)
Highest at HKD 1,601.52 MM
OPERATING PROFIT MARGIN(Q)
Highest at 29.44 %
PRE-TAX PROFIT(Q)
Highest at HKD 1,601.48 MM
NET PROFIT(Q)
Highest at HKD 1,406.18 MM
EPS(Q)
Highest at HKD 3.79
-4What is not working for the Company
ROCE(HY)
Lowest at 0.72%
GROSS NPA (%)
(Q
Here's what is working for Dah Sing Financial Holdings Ltd.
Operating Cash Flow
Highest at HKD 11,620.25 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
NII
Highest at HKD 2,912.26 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (HKD MM)
Operating Profit
Highest at HKD 1,601.52 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (HKD MM)
Operating Profit Margin
Highest at 29.44 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at HKD 1,601.48 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (HKD MM)
Net Profit
Highest at HKD 1,406.18 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (HKD MM)
EPS
Highest at HKD 3.79
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (HKD)
Dividend per share
Highest at HKD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (HKD)
Here's what is not working for Dah Sing Financial Holdings Ltd.
Non Performing Loans (%)
Highest at 2.93%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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