Daishi Hokuetsu Financial Group, Inc. (7327) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sumitomo Mitsui Financial Group, Inc.

The Chiba Bank, Ltd.

The Shiga Bank, Ltd.

The 77 Bank, Ltd.

Seven Bank Ltd.

Mizuho Financial Group, Inc.

Sumitomo Mitsui Trust Holdings, Inc.

Daishi Hokuetsu Financial Group, Inc.

Mebuki Financial Group, Inc.

Fukuoka Financial Group, Inc.

Kyushu Financial Group, Inc.

Why is Daishi Hokuetsu Financial Group, Inc. ?

Poor Management Efficiency with a low ROA of 0.11%

The bank has been able to generate a Return on Assets (avg) of 0.11% signifying low profitability per unit of total assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.34% signifying inadequate buffers against its risk based assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.34% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.11% signifying low profitability per unit of total assets

Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.11%

Positive results in Jun 26

ROCE(HY) Highest at 0.44%
NII(Q) Highest at JPY 27,857 MM
NET SALES(Q) Highest at JPY 40,360 MM

With ROA of 0.23%, it has a very attractive valuation with a 1.02 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -39.95%, its profits have risen by 43%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Daishi Hokuetsu Financial Group, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Daishi Hokuetsu Financial Group, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Daishi Hokuetsu Financial Group, Inc.

-39.95%

-0.04

75.93%

Japan Nikkei 225

59.79%

2.03

29.50%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

16.70%

EBIT Growth (5y)

34.77%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

39.23%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.02

EV to EBIT

-2.66

EV to EBITDA

-2.41

EV to Capital Employed

0.95

EV to Sales

-1.10

PEG Ratio

Dividend Yield

ROCE (Latest)

-35.59%

ROE (Latest)

7.39%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bullish

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bullish

Dow Theory

No Trend

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company

ROCE(HY)

Highest at 0.44%

NII(Q)

Highest at JPY 27,857 MM

NET SALES(Q)

Highest at JPY 40,360 MM

OPERATING PROFIT(Q)

Highest at JPY 19,867 MM

PRE-TAX PROFIT(Q)

Highest at JPY 25,227 MM

NET PROFIT(Q)

Highest at JPY 17,689.91 MM

EPS(Q)

Highest at JPY 67.37

-6What is not working for the Company

INTEREST(9M)

At JPY 37,022 MM has Grown at 15.87%

ROCE(HY)

Lowest at 0.44%

CASH AND EQV(HY)

Lowest at JPY 3,997,356 MM

Here's what is working for Daishi Hokuetsu Financial Group, Inc.

NII

Highest at JPY 27,857 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (JPY MM)

Net Sales

Highest at JPY 40,360 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Sales

At JPY 40,360 MM has Grown at 17.35%

over average net sales of the previous four periods of JPY 34,391.5 MM

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Operating Profit

Highest at JPY 19,867 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Pre-Tax Profit

Highest at JPY 25,227 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Pre-Tax Profit

At JPY 25,227 MM has Grown at 64.7%

over average net sales of the previous four periods of JPY 15,316.75 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 17,689.91 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

Net Profit

At JPY 17,689.91 MM has Grown at 63.9%

over average net sales of the previous four periods of JPY 10,792.88 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 67.37

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Here's what is not working for Daishi Hokuetsu Financial Group, Inc.

Interest

At JPY 37,022 MM has Grown at 15.87%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv

Lowest at JPY 3,997,356 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents