ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Daishi Hokuetsu Financial Group, Inc. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.34% signifying inadequate buffers against its risk based assets
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.34% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.11% signifying low profitability per unit of total assets
2
Positive results in Mar 26
- NET PROFIT(9M) At JPY 30,358.09 MM has Grown at 62.74%
- NET SALES(HY) At JPY 69,887 MM has Grown at 20.3%
- ROCE(HY) Highest at 0.39%
3
With ROA of 0.26%, it has a very attractive valuation with a 1.02 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -35.32%, its profits have risen by 38%
4
Below par performance in long term as well as near term
- Along with generating -35.32% returns in the last 1 year, the stock has also underperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Daishi Hokuetsu Financial Group, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Daishi Hokuetsu Financial Group, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Daishi Hokuetsu Financial Group, Inc.
-35.14%
-0.17
75.70%
Japan Nikkei 225
88.41%
3.25
27.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.10%
EBIT Growth (5y)
19.73%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
39.00%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
1.02
EV to EBIT
-0.39
EV to EBITDA
-0.32
EV to Capital Employed
0.57
EV to Sales
-0.11
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-148.71%
ROE (Latest)
5.36%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
NET PROFIT(9M)
At JPY 30,358.09 MM has Grown at 62.74%
NET SALES(HY)
At JPY 69,887 MM has Grown at 20.3%
ROCE(HY)
Highest at 0.39%
DIVIDEND PER SHARE(HY)
Highest at JPY 0
CREDIT DEPOSIT RATIO(HY)
Highest at 67.65%
-5What is not working for the Company
INTEREST(9M)
At JPY 36,321 MM has Grown at 17.85%
ROCE(HY)
Lowest at 0.39%
Here's what is working for Daishi Hokuetsu Financial Group, Inc.
Net Sales
At JPY 69,887 MM has Grown at 20.3%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Profit
At JPY 30,358.09 MM has Grown at 62.74%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Dividend per share
Highest at JPY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Credit Deposit Ratio
Highest at 67.65%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Daishi Hokuetsu Financial Group, Inc.
Interest
At JPY 36,321 MM has Grown at 17.85%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
