Dime Community Bancshares, Inc. (BDGE) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Dime Community Bancshares, Inc.

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Lakeland Bancorp, Inc.

PacWest Bancorp

Why is Dime Community Bancshares, Inc. ?

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 20.78%

With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26

The company has declared positive results for the last 5 consecutive quarters
OPERATING CASH FLOW(Y) Highest at USD 169.11 MM
ROCE(HY) Highest at 0.84%
OPERATING PROFIT(Q) Highest at USD 47.55 MM

With ROA of 0.43%, it has a attractive valuation with a 1.00 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 42.88%, its profits have risen by 293.3% ; the PEG ratio of the company is 0.1

High Institutional Holdings at 91.6%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 2.81% over the previous quarter.

Market Beating performance in long term as well as near term

Along with generating 42.88% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Dime Community Bancshares, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Dime Community Bancshares, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Dime Community Bancshares, Inc.

42.88%

3.56

32.14%

S&P 500

22.99%

1.78

12.93%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

30.05%

EBIT Growth (5y)

20.30%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

42.39%

Pledged Shares

Institutional Holding

91.60%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.00

EV to EBIT

-1.51

EV to EBITDA

-1.43

EV to Capital Employed

1.01

EV to Sales

-0.34

PEG Ratio

0.05

Dividend Yield

2.97%

ROCE (Latest)

-67.19%

ROE (Latest)

7.74%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

24What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 169.11 MM

ROCE(HY)

Highest at 0.84%

OPERATING PROFIT(Q)

Highest at USD 47.55 MM

CASH AND EQV(HY)

Highest at USD 4,413.59 MM

OPERATING PROFIT MARGIN(Q)

Highest at 27.42 %

NET PROFIT(Q)

Highest at USD 33.29 MM

EPS(Q)

Highest at USD 0.75

-4What is not working for the Company

ROCE(HY)

Lowest at 0.84%

CREDIT DEPOSIT RATIO(HY)

Lowest at 84.24%

Here's what is working for Dime Community Bancshares, Inc.

Operating Cash Flow

Highest at USD 169.11 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Operating Profit

Highest at USD 47.55 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Operating Profit trend is quite positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 27.42 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Net Profit

Highest at USD 33.29 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.75

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 4,413.59 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Dime Community Bancshares, Inc.

Credit Deposit Ratio

Lowest at 84.24% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)