ScoreWhy is Direct Line Insurance Group Plc ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 8.11%
- Poor long term growth as Net Sales has grown by an annual rate of 7.77% and Operating profit at -211.72%
2
Poor long term growth as Net Sales has grown by an annual rate of 7.77% and Operating profit at -211.72%
3
Flat results in Dec 24
- PRE-TAX PROFIT(Q) At GBP 149.4 has Fallen at -58.43%
- NET PROFIT(Q) At GBP 104.32 MM has Fallen at -61.49%
- OPERATING CASH FLOW(Y) Lowest at GBP 11.1 MM
4
With ROE of 14.03%, it has a expensive valuation with a 1.58 Price to Book Value
- Over the past year, while the stock has generated a return of 54.98%, its profits have fallen by -32.2%
5
Market Beating Performance
- The stock has generated a return of 54.98% in the last 1 year, much higher than market (FTSE 100) returns of 9.59%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Direct Line Insurance Group Plc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Direct Line Insurance Group Plc for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Direct Line Insurance Group Plc
54.98%
0.99
47.77%
FTSE 100
15.94%
0.72
13.27%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.77%
EBIT Growth (5y)
-211.72%
EBIT to Interest (avg)
6.12
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
25.55%
Dividend Payout Ratio
141.24%
Pledged Shares
0
Institutional Holding
0.04%
ROCE (avg)
9.08%
ROE (avg)
8.11%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.58
EV to EBIT
NA
EV to EBITDA
22.20
EV to Capital Employed
1.86
EV to Sales
0.64
PEG Ratio
NA
Dividend Yield
213.26%
ROCE (Latest)
ROE (Latest)
14.03%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Direct Line Insurance Group Plc
Operating Profit Margin
Highest at 6.61 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Net Sales
Highest at GBP 2,453.2 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
Operating Profit
Highest at GBP 162.1 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (GBP MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Direct Line Insurance Group Plc
Pre-Tax Profit
At GBP 149.4 MM has Fallen at -58.43%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (GBP MM)
Net Profit
At GBP 104.32 MM has Fallen at -61.49%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (GBP MM)
Operating Cash Flow
Lowest at GBP 11.1 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (GBP MM)
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