Discover Financial Services

Market Cap: Large Cap
Industry: Finance/Rental/Leasing
ISIN: US2547091080

USD

200.05

-0.43 (-0.21%)

May 16

NYS

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Why is Discover Financial Services ?

Unrated Stock - No Analysis Available

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Discover Financial Services should be less than 10%
Overall Portfolio exposure to Finance/Rental/Leasing should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/Rental/Leasing)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

No Data Found

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.55%

EBIT Growth (5y)

17.54%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

49.18%

Pledged Shares

Institutional Holding

93.33%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

5.55

EV to EBIT

17.27

EV to EBITDA

16.69

EV to Capital Employed

5.18

EV to Sales

5.38

PEG Ratio

0.18

Dividend Yield

66.55%

ROCE (Latest)

29.99%

ROE (Latest)

25.12%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bearish

Bullish

Dow Theory

Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 8,714 MM

PRE-TAX PROFIT(Q)

At USD 1,444 MM has Grown at 257.43%

NET PROFIT(Q)

At USD 1,100 MM has Grown at 260.66%

-1What is not working for the Company

NET SALES(Q)

Lowest at USD 4,801 MM

Here's what is working for Discover Financial Services

Pre-Tax Profit

At USD 1,444 MM has Grown at 257.43%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 1,100 MM has Grown at 260.66%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Operating Cash Flow

Highest at USD 8,714 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

CASA

Highest at 15.6%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Discover Financial Services

Net Sales

Lowest at USD 4,801 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)