ScoreWhy is DLocal Ltd. ?
1
High Management Efficiency with a high ROE of 24.89%
2
Company has a low Debt to Equity ratio (avg) at times
3
Healthy long term growth as Net Sales has grown by an annual rate of 44.99% and Operating profit at 109.49%
4
The company has declared positive results in Dec'2024 after 3 consecutive negative quarters
- NET SALES(Q) Highest at USD 256.46 MM
- OPERATING PROFIT(Q) Highest at USD 65.2 MM
- NET PROFIT(9M) Higher at USD 121.8 MM
5
With ROE of 17.41%, it has a attractive valuation with a 6.13 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 19.52%, its profits have fallen by -35.6%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to DLocal Ltd. should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is DLocal Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
DLocal Ltd.
25.02%
1.19
64.58%
S&P 500
15.37%
0.56
19.88%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
44.99%
EBIT Growth (5y)
109.49%
EBIT to Interest (avg)
13.82
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-1.13
Sales to Capital Employed (avg)
1.43
Tax Ratio
22.64%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
94.60%
ROCE (avg)
0
ROE (avg)
24.89%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
35
Industry P/E
Price to Book Value
6.13
EV to EBIT
16.96
EV to EBITDA
15.22
EV to Capital Employed
-37.87
EV to Sales
3.26
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
17.41%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NET SALES(Q)
Highest at USD 256.46 MM
OPERATING PROFIT(Q)
Highest at USD 65.2 MM
NET PROFIT(9M)
Higher at USD 121.8 MM
OPERATING PROFIT MARGIN(Q)
Highest at 25.42 %
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 136.28 MM
INTEREST(Q)
At USD 14.89 MM has Grown at 183.23%
RAW MATERIAL COST(Y)
Grown by 6.01% (YoY
Here's what is working for DLocal Ltd.
Net Profit
At USD 121.8 MM has Grown at 119.66%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 256.46 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 65.2 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Net Sales
At USD 256.46 MM has Grown at 49.73%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit Margin
Highest at 25.42 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Net Profit
Higher at USD 121.8 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Depreciation
Highest at USD 5.54 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for DLocal Ltd.
Operating Cash Flow
Lowest at USD 136.28 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Interest
At USD 14.89 MM has Grown at 183.23%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Raw Material Cost
Grown by 6.01% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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