Donegal Group, Inc. (DGICA) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

F&G Annuities & Life, Inc.

Trupanion, Inc.

Fidelis Insurance Holdings Ltd.

Skyward Specialty Insurance Group, Inc.

White Mountains Insurance Group Ltd.

CNO Financial Group, Inc.

Baldwin Insurance Group, Inc.

James River Group Holdings Ltd.

Donegal Group, Inc.

Enstar Group Ltd.

Argo Group International Holdings Ltd.

Why is Donegal Group, Inc. ?

Poor long term growth as Operating profit has grown by an annual rate of 0%

Negative results in Mar 26

NET SALES(Q) Lowest at USD 236 MM
OPERATING PROFIT(Q) Lowest at USD 14.46 MM
OPERATING PROFIT MARGIN(Q) Lowest at 6.13 %

Below par performance in long term as well as near term

Along with generating -7.51% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Donegal Group, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Donegal Group, Inc.

-7.51%

1.45

26.81%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

4.69%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

18.71%

Dividend Payout Ratio

33.37%

Pledged Shares

Institutional Holding

47.00%

ROCE (avg)

ROE (avg)

5.93%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.06

EV to EBIT

EV to EBITDA

201.14

EV to Capital Employed

1.06

EV to Sales

0.63

PEG Ratio

0.20

Dividend Yield

ROCE (Latest)

ROE (Latest)

12.39%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DIVIDEND PER SHARE(HY)

Highest at USD 0

-17What is not working for the Company

NET SALES(Q)

Lowest at USD 236 MM

OPERATING PROFIT(Q)

Lowest at USD 14.46 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 6.13 %

PRE-TAX PROFIT(Q)

Lowest at USD 14.12 MM

NET PROFIT(Q)

Lowest at USD 11.51 MM

EPS(Q)

Lowest at USD 0.31

Here's what is working for Donegal Group, Inc.

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Donegal Group, Inc.

Pre-Tax Profit

At USD 14.12 MM has Fallen at -54.68%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 11.51 MM has Fallen at -54.33%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Net Sales

Lowest at USD 236 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Operating Profit

Lowest at USD 14.46 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 6.13 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD 14.12 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD 11.51 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD 0.31

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)