ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Donegal Group, Inc. ?
1
Poor long term growth as Operating profit has grown by an annual rate of 0%
2
The company has declared Positive results for the last 4 consecutive quarters
- PRE-TAX PROFIT(Q) At USD 20.42 MM has Grown at 307.47%
- NET PROFIT(Q) At USD 16.87 MM has Grown at 306.14%
- OPERATING CASH FLOW(Y) Highest at USD 78.82 MM
3
With ROE of 11.99%, it has a attractive valuation with a 1.28 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 31.44%, its profits have risen by 1253.5% ; the PEG ratio of the company is 0
- At the current price, the company has a high dividend yield of 1329.3
4
Market Beating Performance
- The stock has generated a return of 31.44% in the last 1 year, much higher than market (S&P 500) returns of 15.98%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Donegal Group, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Donegal Group, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Donegal Group, Inc.
27.09%
2.19
24.92%
S&P 500
15.39%
0.81
19.85%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.89%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
18.71%
Dividend Payout Ratio
45.13%
Pledged Shares
0
Institutional Holding
47.88%
ROCE (avg)
0
ROE (avg)
5.93%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.28
EV to EBIT
NA
EV to EBITDA
161.35
EV to Capital Employed
1.36
EV to Sales
0.64
PEG Ratio
0.01
Dividend Yield
1329.33%
ROCE (Latest)
ROE (Latest)
11.99%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend22What is working for the Company
PRE-TAX PROFIT(Q)
At USD 20.42 MM has Grown at 307.47%
NET PROFIT(Q)
At USD 16.87 MM has Grown at 306.14%
OPERATING CASH FLOW(Y)
Highest at USD 78.82 MM
ROCE(HY)
Highest at 15.2%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at -3.7 %
DIVIDEND PER SHARE(HY)
Highest at USD 0
-7What is not working for the Company
INTEREST(HY)
At USD 0.67 MM has Grown at 116.62%
Here's what is working for Donegal Group, Inc.
Pre-Tax Profit
At USD 20.42 MM has Grown at 307.47%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 16.87 MM has Grown at 306.14%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 78.82 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Debt-Equity Ratio
Lowest at -3.7 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Donegal Group, Inc.
Interest
At USD 0.67 MM has Grown at 116.62%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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