Dongguan Rural Commercial Bank Co., Ltd.

  • Market Cap: N/A
  • Industry: Regional Banks
  • ISIN: CNE100004QH8
HKD
3.39
0.02 (0.59%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Dah Sing Financial Holdings Ltd.
Dah Sing Banking Group Ltd.
China Merchants Bank Co., Ltd.
Bank of Qingdao Co., Ltd.
Dongguan Rural Commercial Bank Co., Ltd.
Hang Seng Bank Ltd.
Chongqing Rural Commercial Bank Co., Ltd.
Bank of Communications Co., Ltd.
China Construction Bank Corp.
Guangzhou Rural Commercial Bank Co. Ltd.
China Minsheng Banking Corp., Ltd.
Why is Dongguan Rural Commercial Bank Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.51% signifying low profitability per unit of total assets
2
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.51%
3
The company has declared Negative results for the last 3 consecutive quarters
  • NII(Q) Lowest at HKD 4,856.67 MM
  • GROSS NPA (%)(Q) Highest at 1.76%
  • CASH AND EQV(HY) Lowest at HKD 38,652.97 MM
4
Below par performance in long term as well as near term
  • Along with generating -11.83% returns in the last 1 year, the stock has also underperformed Hang Seng Hong Kong in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Dongguan Rural Commercial Bank Co., Ltd. for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
Dongguan Rural Commercial Bank Co., Ltd.
-12.4%
-1.21
37.01%
Hang Seng Hong Kong
28.33%
1.06
25.88%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
0.40%
EBIT Growth (5y)
-5.39%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
37.45%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
0
Industry P/E
Price to Book Value
0.07
EV to EBIT
34.35
EV to EBITDA
30.33
EV to Capital Employed
0.67
EV to Sales
5.07
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
1.95%
ROE (Latest)
16.25%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
No Trend
Bearish
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Icon
Not enough Data to analyse Financial Trend
Icon
Not enough Data to analyse Financial Trend
Here's what is working for Dongguan Rural Commercial Bank Co., Ltd.
Dividend Payout Ratio
Highest at 118.99%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Depreciation
At HKD 239.71 MM has Grown at 6.13%
period on period (QoQ)
MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (HKD MM)

CASA
Highest at 14.37%
in the last five periods
MOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Dongguan Rural Commercial Bank Co., Ltd.
NII
Lowest at HKD 4,856.67 MM and Fallen
In each period in the last five periods
MOJO Watch
The bank's income from core business is falling

NII (HKD MM)

Non Performing Loans (%)
Highest at 1.76%
in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Net Sales
Lowest at HKD 11,676.29 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (HKD MM)

Operating Profit
Lowest at HKD 127.68 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (HKD MM)

Operating Profit Margin
Lowest at 1.09 %
in the last five periods
MOJO Watch
Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit
Lowest at HKD 374.58 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (HKD MM)

Pre-Tax Profit
Fallen at -65.61%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (HKD MM)

Net Profit
Lowest at HKD 1,257.37 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is negative

Net Profit (HKD MM)

EPS
Lowest at HKD 0.23
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (HKD)

Cash and Eqv
Lowest at HKD 38,652.97 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents

Non Operating Income
Highest at HKD 0.08 MM
in the last five periods
MOJO Watch
Increased income from non business activities may not be sustainable

Non Operating income