ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Dubai Islamic Bank PJSC ?
1
Flat results in Mar 26
- OPERATING CASH FLOW(Y) Lowest at AED 6,677.69 MM
- OPERATING PROFIT MARGIN(Q) Lowest at 41.04 %
2
With ROA of 1.32%, it has a fair valuation with a 1.24 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -15.85%, its profits have fallen by -6.9%
3
Underperformed the market in the last 1 year
- Even though the market (Abu Dhabi Securities Exchange) generated negative returns of -1.41% in the last 1 year, its fall in the stock was much higher with a return of -15.85%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Dubai Islamic Bank PJSC should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Dubai Islamic Bank PJSC for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Dubai Islamic Bank PJSC
-100.0%
1.41
26.19%
Abu Dhabi Securities Exchange
-1.41%
-0.11
12.54%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.71%
EBIT Growth (5y)
17.00%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.81%
Pledged Shares
0
Institutional Holding
0.48%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.24
EV to EBIT
7.06
EV to EBITDA
6.89
EV to Capital Employed
1.22
EV to Sales
2.97
PEG Ratio
NA
Dividend Yield
4.61%
ROCE (Latest)
17.29%
ROE (Latest)
16.16%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
CASH AND EQV(HY)
Highest at AED 67,330.83 MM
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at AED 6,677.69 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 41.04 %
Here's what is working for Dubai Islamic Bank PJSC
Cash and Eqv
Highest at AED 67,330.83 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
At AED 58.81 MM has Grown at 50.1%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (AED MM)
Here's what is not working for Dubai Islamic Bank PJSC
Operating Cash Flow
Lowest at AED 6,677.69 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (AED MM)
Operating Profit Margin
Lowest at 41.04 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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