ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Dubai National Insurance & Reinsurance Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.32%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Healthy long term growth as Net Sales has grown by an annual rate of 35.53%
- OPERATING CASH FLOW(Y) Highest at AED 93.86 MM
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
- NET SALES(Q) Highest at AED 192.01 MM
3
With ROE of 5.16%, it has a very attractive valuation with a 0.36 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -10.45%, its profits have fallen by -6.7%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -10.45% returns in the last 1 year, the stock has also underperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Dubai National Insurance & Reinsurance Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Dubai National Insurance & Reinsurance Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Dubai National Insurance & Reinsurance Ltd.
-10.45%
-0.31
53.34%
Abu Dhabi Securities Exchange
-1.41%
-0.11
12.54%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
35.53%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
6.02%
Dividend Payout Ratio
32.31%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
7.32%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.36
EV to EBIT
NA
EV to EBITDA
6.06
EV to Capital Employed
0.02
EV to Sales
0.02
PEG Ratio
NA
Dividend Yield
5.00%
ROCE (Latest)
ROE (Latest)
5.16%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 93.86 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at AED 192.01 MM
OPERATING PROFIT(Q)
Highest at AED 31.09 MM
PRE-TAX PROFIT(Q)
Highest at AED 31.09 MM
NET PROFIT(Q)
Highest at AED 30.16 MM
EPS(Q)
Highest at AED 0.26
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Dubai National Insurance & Reinsurance Ltd.
Operating Cash Flow
Highest at AED 93.86 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Pre-Tax Profit
At AED 31.09 MM has Grown at 166.5%
over average net sales of the previous four periods of AED 11.67 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (AED MM)
Net Profit
At AED 30.16 MM has Grown at 172.06%
over average net sales of the previous four periods of AED 11.09 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (AED MM)
Net Sales
Highest at AED 192.01 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Operating Profit
Highest at AED 31.09 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (AED MM)
Pre-Tax Profit
Highest at AED 31.09 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (AED MM)
Net Profit
Highest at AED 30.16 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (AED MM)
EPS
Highest at AED 0.26
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (AED)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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