Dubai National Insurance & Reinsurance Ltd. (DNIR) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Oman Insurance Co.

Abu Dhabi National Takaful Co. PJSC

National General Insurance Co.

Abu Dhabi National Insurance Co. PSC

Al Ain Ahlia Insurance Co.

Al-Buhaira National Insurance Co.

Dubai National Insurance & Reinsurance Ltd.

Union Insurance Co.

Al Dhafra Insurance Co. PSC

Islamic Arab Insurance Co.

Hayah Insurance Co. PJSC

Why is Dubai National Insurance & Reinsurance Ltd. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.32%

Poor long term growth as Operating profit has grown by an annual rate of 0%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Dubai National Insurance & Reinsurance Ltd. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Dubai National Insurance & Reinsurance Ltd.

3.45%

-0.14

58.51%

Abu Dhabi Securities Exchange

0.87%

0.06

12.40%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

46.80%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

6.02%

Dividend Payout Ratio

32.31%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

7.32%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.39

EV to EBIT

EV to EBITDA

322.49

EV to Capital Employed

0.39

EV to Sales

0.37

PEG Ratio

Dividend Yield

4.62%

ROCE (Latest)

ROE (Latest)

5.51%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

Bearish

No Signal

Bollinger Bands

Sideways

Mildly Bearish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

No Trend

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company

OPERATING CASH FLOW(Y)

Highest at AED 78.09 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET SALES(Q)

Highest at AED 562.99 MM

-13What is not working for the Company

ROCE(HY)

Lowest at 6.02%

OPERATING PROFIT MARGIN(Q)

Lowest at 0 %

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DEBT-EQUITY RATIO (HY)

Highest at 0 %

DIVIDEND PER SHARE(HY)

Lowest at AED 0

OPERATING PROFIT(Q)

Lowest at AED 0 MM

PRE-TAX PROFIT(Q)

Lowest at AED 0 MM

EPS(Q)

Lowest at AED 0

Here's what is working for Dubai National Insurance & Reinsurance Ltd.

Net Sales

At AED 562.99 MM has Grown at 276.63%

over average net sales of the previous four periods of AED 149.48 MM

MOJO Watch

Near term sales trend is extremely positive

Net Sales (AED MM)

Operating Cash Flow

Highest at AED 78.09 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (AED MM)

Net Sales

Highest at AED 562.99 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (AED MM)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Dubai National Insurance & Reinsurance Ltd.

Pre-Tax Profit

At AED 0 MM has Fallen at -100%

over average net sales of the previous four periods of AED 16.73 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (AED MM)

Operating Profit Margin

Lowest at 0 % and Fallen

In each period in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Operating Profit

Lowest at AED 0 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (AED MM)

Pre-Tax Profit

Lowest at AED 0 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (AED MM)

EPS

Lowest at AED 0

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (AED)

Debt-Equity Ratio

Highest at 0 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Dividend per share

Lowest at AED 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (AED)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)