Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Dubai National Insurance & Reinsurance Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.32%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Flat results in Jun 25
3
Below par performance in long term as well as near term
- Along with generating -41.67% returns in the last 1 year, the stock has also underperformed Abu Dhabi Securities Exchange in the last 3 years, 1 year and 3 months
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Dubai National Insurance & Reinsurance Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Dubai National Insurance & Reinsurance Ltd.
-41.67%
-0.36
61.74%
Abu Dhabi Securities Exchange
7.69%
0.97
8.15%
Quality key factors
Factor
Value
Sales Growth (5y)
29.27%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
6.02%
Dividend Payout Ratio
32.36%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
7.32%
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.46
EV to EBIT
NA
EV to EBITDA
84.81
EV to Capital Employed
0.19
EV to Sales
0.20
PEG Ratio
0.12
Dividend Yield
4.35%
ROCE (Latest)
ROE (Latest)
7.51%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Mildly Bullish
Technical Movement
5What is working for the Company
ROCE(HY)
Highest at 8.31%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(9M)
Higher at AED 59.06 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -32.42 %
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Dubai National Insurance & Reinsurance Ltd.
Debt-Equity Ratio
Lowest at -32.42 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Net Profit
Higher at AED 59.06 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (AED MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales






