ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Dubai National Insurance & Reinsurance Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.32%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Healthy long term growth as Net Sales has grown by an annual rate of 46.80%
3
The company has declared positive results in Dec'2024 after 2 consecutive negative quarters
- OPERATING CASH FLOW(Y) Highest at AED 78.09 MM
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
- NET SALES(Q) Highest at AED 562.99 MM
4
With ROE of 5.51%, it has a very attractive valuation with a 0.39 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -15.14%, its profits have fallen by -0.7%
5
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -15.14% returns in the last 1 year, the stock has also underperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Dubai National Insurance & Reinsurance Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Dubai National Insurance & Reinsurance Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Dubai National Insurance & Reinsurance Ltd.
-15.14%
-0.17
56.29%
Abu Dhabi Securities Exchange
2.2%
0.18
12.34%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
46.80%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
6.02%
Dividend Payout Ratio
32.31%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
7.32%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.39
EV to EBIT
NA
EV to EBITDA
322.49
EV to Capital Employed
0.39
EV to Sales
0.37
PEG Ratio
NA
Dividend Yield
4.62%
ROCE (Latest)
ROE (Latest)
5.51%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 78.09 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at AED 562.99 MM
-13What is not working for the Company
ROCE(HY)
Lowest at 6.02%
OPERATING PROFIT MARGIN(Q)
Lowest at 0 %
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
DEBT-EQUITY RATIO
(HY)
Highest at 0 %
DIVIDEND PER SHARE(HY)
Lowest at AED 0
OPERATING PROFIT(Q)
Lowest at AED 0 MM
PRE-TAX PROFIT(Q)
Lowest at AED 0 MM
EPS(Q)
Lowest at AED 0
Here's what is working for Dubai National Insurance & Reinsurance Ltd.
Net Sales
At AED 562.99 MM has Grown at 276.63%
over average net sales of the previous four periods of AED 149.48 MMMOJO Watch
Near term sales trend is extremely positive
Net Sales (AED MM)
Operating Cash Flow
Highest at AED 78.09 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Net Sales
Highest at AED 562.99 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Dubai National Insurance & Reinsurance Ltd.
Pre-Tax Profit
At AED 0 MM has Fallen at -100%
over average net sales of the previous four periods of AED 16.73 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (AED MM)
Operating Profit Margin
Lowest at 0 % and Fallen
In each period in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Operating Profit
Lowest at AED 0 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (AED MM)
Pre-Tax Profit
Lowest at AED 0 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (AED MM)
EPS
Lowest at AED 0
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (AED)
Debt-Equity Ratio
Highest at 0 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Dividend per share
Lowest at AED 0
in the last five yearsMOJO Watch
Company is distributing lower dividend than previous years
DPS (AED)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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