Eagle Bancorp Montana, Inc.

Market Cap: Micro Cap
Industry: Regional Banks
ISIN: US26942G1004

USD

23.75

0.55 (2.37%)

Jun 23

NAS

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Eagle Bancorp Montana, Inc.

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Sound Financial Bancorp, Inc.

BankFinancial Corp.

Why is Eagle Bancorp Montana, Inc. ?

Unrated Stock - No Analysis Available

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Eagle Bancorp Montana, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Eagle Bancorp Montana, Inc.

53.72%

3.60

22.88%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

16.90%

EBIT Growth (5y)

-16.30%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

30.33%

Pledged Shares

Institutional Holding

61.24%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.88

EV to EBIT

14.09

EV to EBITDA

8.87

EV to Capital Employed

0.88

EV to Sales

1.55

PEG Ratio

0.21

Dividend Yield

2.74%

ROCE (Latest)

6.22%

ROE (Latest)

7.73%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 26.53 MM

ROCE(HY)

Highest at 0.75%

-4What is not working for the Company

ROCE(HY)

Lowest at 0.75%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 28.55%

CREDIT DEPOSIT RATIO(HY)

Lowest at 85.06%

Here's what is working for Eagle Bancorp Montana, Inc.

Operating Cash Flow

Highest at USD 26.53 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

CASA

Highest at 13.31%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Eagle Bancorp Montana, Inc.

Credit Deposit Ratio

Lowest at 85.06%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio

Lowest at 28.55%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)