eHealth, Inc. (EHTH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Lincoln National Corp.

Genworth Financial, Inc.

eHealth, Inc.

Jackson Financial, Inc.

American National Group, Inc.

Brighthouse Financial, Inc.

Why is eHealth, Inc. ?

Poor long term growth as Operating profit has grown by an annual rate of 5.78%

Negative results in Mar 26

OPERATING CASH FLOW(Y) Lowest at USD -66.7 MM
PRE-TAX PROFIT(Q) At USD 0.3 MM has Fallen at -91.98%
NET SALES(Q) At USD 88.02 MM has Fallen at -22.19%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -58.99% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is eHealth, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

eHealth, Inc.

-58.99%

-0.62

105.83%

S&P 500

20.78%

1.56

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-1.01%

EBIT Growth (5y)

5.78%

EBIT to Interest (avg)

-25.73

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

29.92%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

82.48%

ROCE (avg)

2.95%

ROE (avg)

1.73%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.06

EV to EBIT

-0.32

EV to EBITDA

-0.27

EV to Capital Employed

-0.02

EV to Sales

-0.04

PEG Ratio

0.01

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

4.32%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company

NET PROFIT(HY)

Higher at USD 88.84 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-16What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD -66.7 MM

PRE-TAX PROFIT(Q)

At USD 0.3 MM has Fallen at -91.98%

NET SALES(Q)

At USD 88.02 MM has Fallen at -22.19%

CASH AND EQV(HY)

Lowest at USD 188.03 MM

DEBT-EQUITY RATIO (HY)

Highest at 2.31 %

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.54 times

INTEREST(Q)

Highest at USD 4.04 MM

Here's what is working for eHealth, Inc.

Net Profit

Higher at USD 88.84 MM

than preceding 12 month period ended Mar 2026

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for eHealth, Inc.

Pre-Tax Profit

At USD 0.3 MM has Fallen at -91.98%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Operating Cash Flow

Lowest at USD -66.7 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Net Sales

At USD 88.02 MM has Fallen at -22.19%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Interest

At USD 4.04 MM has Grown at 19.34%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Interest

Highest at USD 4.04 MM

in the last five periods and Increased by 19.34% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Cash and Eqv

Lowest at USD 188.03 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Debt-Equity Ratio

Highest at 2.31 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Debtors Turnover Ratio

Lowest at 0.54 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio