ScoreWhy is Emirates Investment Bank ?
1
With a fall in Interest of NAN%, the company declared Very Negative results in Jun 26
- The company has declared negative results for the last 4 consecutive quarters
- PRE-TAX PROFIT(Q) At AED 5.14 MM has Fallen at -60.48%
- NET PROFIT(Q) At AED 4.66 MM has Fallen at -60.02%
- OPERATING CASH FLOW(Y) Lowest at AED 36.88 MM
2
Below par performance in long term as well as near term
- Along with generating -22.54% returns in the last 1 year, the stock has also underperformed Abu Dhabi Securities Exchange in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Emirates Investment Bank for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Emirates Investment Bank
-100.0%
-1.42
30.91%
Abu Dhabi Securities Exchange
-1.29%
-0.10
12.44%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.70%
EBIT Growth (5y)
32.05%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.42
EV to EBIT
2.27
EV to EBITDA
2.08
EV to Capital Employed
0.16
EV to Sales
0.71
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
6.85%
ROE (Latest)
5.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
CREDIT DEPOSIT RATIO(HY)
Highest at 51.23%
-21What is not working for the Company
PRE-TAX PROFIT(Q)
At AED 5.14 MM has Fallen at -60.48%
NET PROFIT(Q)
At AED 4.66 MM has Fallen at -60.02%
OPERATING CASH FLOW(Y)
Lowest at AED 36.88 MM
OPERATING PROFIT(Q)
Lowest at AED 4.88 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 9.55 %
NET SALES(Q)
Lowest at AED 51.06 MM
Here's what is working for Emirates Investment Bank
Credit Deposit Ratio
Highest at 51.23%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Emirates Investment Bank
Pre-Tax Profit
At AED 5.14 MM has Fallen at -60.48%
over average net sales of the previous four periods of AED 13.01 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (AED MM)
Net Profit
At AED 4.66 MM has Fallen at -60.02%
over average net sales of the previous four periods of AED 11.66 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (AED MM)
Operating Profit
Lowest at AED 4.88 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite negative
Operating Profit (AED MM)
Operating Profit Margin
Lowest at 9.55 % and Fallen
In each period in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Operating Cash Flow
Lowest at AED 36.88 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (AED MM)
Net Sales
Lowest at AED 51.06 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (AED MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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