ENB Financial Corp. (Pennsylvania) () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

ENB Financial Corp. (Pennsylvania)

Why is ENB Financial Corp. (Pennsylvania) ?

Unrated Stock - No Analysis Available

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

No Data Found

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

13.43%

EBIT Growth (5y)

6.29%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

18.95%

Pledged Shares

Institutional Holding

0.07%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.85

EV to EBIT

11.27

EV to EBITDA

10.15

EV to Capital Employed

0.91

EV to Sales

2.12

PEG Ratio

Dividend Yield

ROCE (Latest)

8.06%

ROE (Latest)

12.32%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

NII(Q)

Highest at USD 17.94 MM

NET PROFIT(HY)

At USD 11.43 MM has Grown at 61.89%

ROCE(HY)

Highest at 0.96%

CREDIT DEPOSIT RATIO(HY)

Highest at 80.91%

-15What is not working for the Company

NET SALES(HY)

At USD 27.07 MM has Grown at -44.62%

OPERATING CASH FLOW(Y)

Lowest at USD 16.31 MM

ROCE(HY)

Lowest at 0.96%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 18.56%

CASH AND EQV(HY)

Lowest at USD 8.05 MM

Here's what is working for ENB Financial Corp. (Pennsylvania)

NII

Highest at USD 17.94 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Net Profit

At USD 11.43 MM has Grown at 61.89%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Credit Deposit Ratio

Highest at 80.91%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for ENB Financial Corp. (Pennsylvania)

Net Sales

At USD 27.07 MM has Grown at -44.62%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Operating Cash Flow

Lowest at USD 16.31 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Cash and Eqv

Lowest at USD 8.05 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend Payout Ratio

Lowest at 18.56%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)