ScoreComparison
Why is Encore Capital Group, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.42%
2
Poor long term growth as Net Sales has grown by an annual rate of 0.81% and Operating profit at -4.29%
- RAW MATERIAL COST(Y) Fallen by -1.8% (YoY)
- NET SALES(Q) Highest at USD 440.67 MM
- PRE-TAX PROFIT(Q) Highest at USD 79.06 MM
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 5.06%, its profits have fallen by -67.2%
4
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Encore Capital Group, Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Encore Capital Group, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Encore Capital Group, Inc.
9.75%
0.44
54.18%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
0.81%
EBIT Growth (5y)
-4.29%
EBIT to Interest (avg)
2.69
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
74.63%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
47.27%
ROE (avg)
14.42%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
47
Industry P/E
Price to Book Value
1.09
EV to EBIT
2.14
EV to EBITDA
1.95
EV to Capital Employed
1.12
EV to Sales
0.51
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
52.50%
ROE (Latest)
2.33%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -1.8% (YoY
NET SALES(Q)
Highest at USD 440.67 MM
PRE-TAX PROFIT(Q)
Highest at USD 79.06 MM
NET PROFIT(Q)
Highest at USD 59.51 MM
EPS(Q)
Highest at USD 2.49
-9What is not working for the Company
NET PROFIT(9M)
At USD 14.25 MM has Grown at -68.75%
OPERATING CASH FLOW(Y)
Lowest at USD 124.27 MM
INTEREST(9M)
At USD 212.06 MM has Grown at 27.42%
DEBTORS TURNOVER RATIO(HY)
Lowest at 68.14 times
Here's what is working for Encore Capital Group, Inc.
Pre-Tax Profit
At USD 79.06 MM has Grown at 357.58%
over average net sales of the previous four periods of USD 17.28 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 59.51 MM has Grown at 1,145.19%
over average net sales of the previous four periods of USD 4.78 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 440.67 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Sales
At USD 440.67 MM has Grown at 27.56%
over average net sales of the previous four periods of USD 345.46 MMMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 79.06 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 59.51 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 2.49
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by -1.8% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Encore Capital Group, Inc.
Interest
At USD 212.06 MM has Grown at 27.42%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Operating Cash Flow
Lowest at USD 124.27 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Debtors Turnover Ratio
Lowest at 68.14 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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