ScoreWhy is Enterprise Financial Services Corp. ?
1
High Profitability with a Net Interest Margin of 18.27%
2
Strong Long Term Fundamental Strength with a 20.96% CAGR growth in Net Profits
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 20.96%
4
Positive results in Jun 26
- DIVIDEND PAYOUT RATIO(Y) Highest at 31.19%
- DIVIDEND PER SHARE(HY) Highest at USD 0
- NII(Q) Highest at USD 168.72 MM
5
With ROA of 0.64%, it has a fair valuation with a 1.01 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 18.34%, its profits have risen by 8.7% ; the PEG ratio of the company is 1.1
6
High Institutional Holdings at 93.16%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 5.54% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Enterprise Financial Services Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Enterprise Financial Services Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Enterprise Financial Services Corp.
18.34%
3.02
24.98%
S&P 500
16.26%
1.25
12.97%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.86%
EBIT Growth (5y)
22.72%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.99%
Pledged Shares
0
Institutional Holding
87.62%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.01
EV to EBIT
6.52
EV to EBITDA
6.27
EV to Capital Employed
1.02
EV to Sales
2.00
PEG Ratio
1.14
Dividend Yield
227.75%
ROCE (Latest)
15.60%
ROE (Latest)
9.87%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 31.19%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 168.72 MM
CASH AND EQV(HY)
Highest at USD 532.42 MM
-7What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 150.7 MM
OPERATING PROFIT(Q)
Lowest at USD 53.7 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 23.42 %
PRE-TAX PROFIT(Q)
Lowest at USD 52.24 MM
NET PROFIT(Q)
Lowest at USD 40.93 MM
EPS(Q)
Lowest at USD 1.09
Here's what is working for Enterprise Financial Services Corp.
NII
Highest at USD 168.72 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 31.19% and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Cash and Eqv
Highest at USD 532.42 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Enterprise Financial Services Corp.
Operating Cash Flow
Lowest at USD 150.7 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Operating Profit
Lowest at USD 53.7 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 23.42 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 52.24 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 40.93 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 1.09
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Non Operating Income
Highest at USD 0.01 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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