ScoreWhy is Enterprise Financial Services Corp. ?
1
High Profitability with a Net Interest Margin of 16.83%
2
Strong Long Term Fundamental Strength with a 18.49% CAGR growth in Net Profits
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 18.49%
4
Flat results in Jun 25
- NO KEY NEGATIVE TRIGGERS
5
With ROA of 0.72%, it has a fair valuation with a 1.10 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -9.81%, its profits have risen by 9% ; the PEG ratio of the company is 1.1
6
High Institutional Holdings at 86.89%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.46% over the previous quarter.
7
Below par performance in long term as well as near term
- Along with generating -9.81% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Enterprise Financial Services Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Enterprise Financial Services Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Enterprise Financial Services Corp.
-5.59%
1.67
27.34%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.85%
EBIT Growth (5y)
16.93%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
21.94%
Pledged Shares
0
Institutional Holding
86.89%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.10
EV to EBIT
9.00
EV to EBITDA
8.67
EV to Capital Employed
1.10
EV to Sales
2.45
PEG Ratio
1.06
Dividend Yield
199.85%
ROCE (Latest)
12.22%
ROE (Latest)
10.43%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
NII(Q)
Highest at USD 152.76 MM
OPERATING CASH FLOW(Y)
Highest at USD 242.32 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 22.11%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 218.97 MM
OPERATING PROFIT(Q)
Highest at USD 64.19 MM
OPERATING PROFIT MARGIN(Q)
Highest at 29.32 %
PRE-TAX PROFIT(Q)
Highest at USD 64.19 MM
NET PROFIT(Q)
Highest at USD 51.38 MM
EPS(Q)
Highest at USD 1.36
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Enterprise Financial Services Corp.
NII
Highest at USD 152.76 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 242.32 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Dividend Payout Ratio
Highest at 22.11% and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Net Sales
Highest at USD 218.97 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 64.19 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 29.32 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 64.19 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 51.38 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.36
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Depreciation
Highest at USD 2.52 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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