Why is Everyday People Financial Corp. ?
1
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 55.81%, its profits have fallen by -278%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Everyday People Financial Corp. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Everyday People Financial Corp.
-100.0%
0.99
76.82%
S&P/TSX 60
19.1%
1.25
15.27%
Quality key factors
Factor
Value
Sales Growth (5y)
78.30%
EBIT Growth (5y)
14.74%
EBIT to Interest (avg)
-1.75
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
1.25
Sales to Capital Employed (avg)
1.13
Tax Ratio
6.79%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
2.55
EV to EBIT
-7.96
EV to EBITDA
-17.25
EV to Capital Employed
1.89
EV to Sales
0.80
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-23.70%
ROE (Latest)
-27.42%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
Bearish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
Technical Movement
17What is working for the Company
PRE-TAX PROFIT(Q)
At CAD 0.67 MM has Grown at 697.78%
OPERATING CASH FLOW(Y)
Highest at CAD 13.03 MM
DEBT-EQUITY RATIO
(HY)
Lowest at 91.83 %
NET SALES(Q)
Highest at CAD 22.09 MM
NET PROFIT(Q)
Highest at CAD 0.6 MM
-8What is not working for the Company
NET PROFIT(9M)
At CAD -4.86 MM has Grown at -806.95%
RAW MATERIAL COST(Y)
Grown by 6.91% (YoY
DEBTORS TURNOVER RATIO(HY)
Lowest at 5.39%
Here's what is working for Everyday People Financial Corp.
Pre-Tax Profit
At CAD 0.67 MM has Grown at 697.78%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (CAD MM)
Net Profit
At CAD 0.6 MM has Grown at 3,921.21%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (CAD MM)
Operating Cash Flow
Highest at CAD 13.03 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CAD MM)
Net Sales
Highest at CAD 22.09 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (CAD MM)
Net Sales
At CAD 22.09 MM has Grown at 40.22%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (CAD MM)
Net Profit
Highest at CAD 0.6 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (CAD MM)
Debt-Equity Ratio
Lowest at 91.83 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Everyday People Financial Corp.
Debtors Turnover Ratio
Lowest at 5.39%
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Raw Material Cost
Grown by 6.91% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






