ScoreWhy is EZCORP, Inc. ?
1
Strong ability to service debt as the company has a low Debt to EBITDA ratio of -999,999.00 times
2
Low Debt Company with Strong Long Term Fundamental Strength
3
With a growth in Net Profit of 93.4%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 177.19 MM
- ROCE(HY) Highest at 14.87%
- NET SALES(Q) Highest at USD 446.88 MM
4
With ROE of 11.54%, it has a fair valuation with a 1.45 Price to Book Value
- Over the past year, while the stock has generated a return of 139.22%, its profits have risen by 43.5% ; the PEG ratio of the company is 0.5
5
Rising Promoter Confidence
- Promoters have increased their stake in the company by 0.56% over the previous quarter and currently hold 0.9% of the company
- Promoters increasing their stake is a sign of high confidence in the future of the business
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to EZCORP, Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is EZCORP, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
EZCORP, Inc.
139.22%
5.89
35.44%
S&P 500
25.41%
1.92
13.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.41%
EBIT Growth (5y)
82.15%
EBIT to Interest (avg)
5.89
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
28.39%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
7.94%
ROE (avg)
6.03%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.45
EV to EBIT
9.93
EV to EBITDA
8.30
EV to Capital Employed
1.41
EV to Sales
1.25
PEG Ratio
0.46
Dividend Yield
NA
ROCE (Latest)
14.21%
ROE (Latest)
11.54%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend26What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 177.19 MM
ROCE(HY)
Highest at 14.87%
NET SALES(Q)
Highest at USD 446.88 MM
OPERATING PROFIT(Q)
Highest at USD 77.43 MM
PRE-TAX PROFIT(Q)
Highest at USD 65.49 MM
NET PROFIT(Q)
Highest at USD 49.1 MM
RAW MATERIAL COST(Y)
Fallen by -0.73% (YoY
CASH AND EQV(HY)
Highest at USD 826.39 MM
EPS(Q)
Highest at USD 0.59
-9What is not working for the Company
INTEREST(HY)
At USD 16.52 MM has Grown at 157%
Here's what is working for EZCORP, Inc.
Operating Cash Flow
Highest at USD 177.19 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 446.88 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 77.43 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 65.49 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 49.1 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
At USD 446.88 MM has Grown at 45.89%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
At USD 65.49 MM has Grown at 90.3%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 49.1 MM has Grown at 93.4%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.59
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 826.39 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by -0.73% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 9.59 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for EZCORP, Inc.
Interest
At USD 16.52 MM has Grown at 157%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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