F&G Annuities & Life, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

AXIS Capital Holdings Ltd.

Assurant, Inc.

RLI Corp.

Kinsale Capital Group, Inc.

White Mountains Insurance Group Ltd.

MGIC Investment Corp.

F&G Annuities & Life, Inc.

Reinsurance Group of America, Inc.

Enact Holdings, Inc.

Unum Group

Enstar Group Ltd.

Why is F&G Annuities & Life, Inc. ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 11.69%

Healthy long term growth as Net Sales has grown by an annual rate of 146.88%

The company declared negative results in Mar'25 after positive results in Dec'24

INTEREST COVERAGE RATIO(Q) Lowest at 43.9
PRE-TAX PROFIT(Q) At USD 77 MM has Fallen at -72.2%
NET PROFIT(Q) At USD 54.74 MM has Fallen at -75.29%

With ROE of 12.70%, it has a fair valuation with a 1.03 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -28.89%, its profits have risen by 100.8% ; the PEG ratio of the company is 0.1

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 12.94% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -28.89% returns

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to F&G Annuities & Life, Inc. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is F&G Annuities & Life, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

F&G Annuities & Life, Inc.

-28.89%

-0.38

39.43%

S&P 500

13.22%

0.64

20.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

146.88%

EBIT Growth (5y)

1.17%

EBIT to Interest (avg)

0.90

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

17.21%

Dividend Payout Ratio

17.90%

Pledged Shares

Institutional Holding

96.56%

ROCE (avg)

ROE (avg)

11.69%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.03

EV to EBIT

EV to EBITDA

29.46

EV to Capital Employed

1.05

EV to Sales

0.44

PEG Ratio

0.08

Dividend Yield

ROCE (Latest)

ROE (Latest)

12.70%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET PROFIT(9M)

Higher at USD 383.53 MM

-20What is not working for the Company

INTEREST COVERAGE RATIO(Q)

Lowest at 43.9

PRE-TAX PROFIT(Q)

At USD 77 MM has Fallen at -72.2%

NET PROFIT(Q)

At USD 54.74 MM has Fallen at -75.29%

NET SALES(HY)

At USD 2,314 MM has Grown at -16.28%

INTEREST(HY)

At USD 81 MM has Grown at 39.66%

DEBT-EQUITY RATIO (HY)

Highest at 8.11 %

Here's what is working for F&G Annuities & Life, Inc.

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for F&G Annuities & Life, Inc.

Interest Coverage Ratio

Lowest at 43.9 and Fallen

In each period in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Pre-Tax Profit

At USD 77 MM has Fallen at -72.2%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 54.74 MM has Fallen at -75.29%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Net Sales

At USD 2,314 MM has Grown at -16.28%

Year on Year (YoY)

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Interest

At USD 81 MM has Grown at 39.66%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Debt-Equity Ratio

Highest at 8.11 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio