F&G Annuities & Life, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

White Mountains Insurance Group Ltd.

RLI Corp.

Reinsurance Group of America, Inc.

Assurant, Inc.

Kinsale Capital Group, Inc.

Enact Holdings, Inc.

AXIS Capital Holdings Ltd.

MGIC Investment Corp.

F&G Annuities & Life, Inc.

Unum Group

Enstar Group Ltd.

Why is F&G Annuities & Life, Inc. ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 11.69%

Healthy long term growth as Net Sales has grown by an annual rate of 146.88%

The company declared negative results in Mar'25 after positive results in Dec'24

INTEREST COVERAGE RATIO(Q) Lowest at 43.9
PRE-TAX PROFIT(Q) At USD 77 MM has Fallen at -72.2%
NET PROFIT(Q) At USD 54.74 MM has Fallen at -75.29%

With ROE of 12.70%, it has a fair valuation with a 1.03 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -21.93%, its profits have risen by 100.8% ; the PEG ratio of the company is 0.1

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 14.11% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -21.93% returns

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to F&G Annuities & Life, Inc. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is F&G Annuities & Life, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

F&G Annuities & Life, Inc.

-31.18%

-0.28

39.43%

S&P 500

16.12%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

146.37%

EBIT Growth (5y)

-100.00%

EBIT to Interest (avg)

0.90

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

17.21%

Dividend Payout Ratio

48.44%

Pledged Shares

Institutional Holding

95.50%

ROCE (avg)

ROE (avg)

11.69%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.62

EV to EBIT

EV to EBITDA

19.78

EV to Capital Employed

0.60

EV to Sales

0.47

PEG Ratio

Dividend Yield

4.22%

ROCE (Latest)

ROE (Latest)

6.26%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

DIVIDEND PER SHARE(HY)

Highest at USD 0

INTEREST COVERAGE RATIO(Q)

The company hardly has any interest cost

DIVIDEND PAYOUT RATIO(Y)

Highest at 28.02%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET SALES(Q)

Highest at USD 1,765 MM

-15What is not working for the Company

PRE-TAX PROFIT(Q)

At USD 161 MM has Fallen at -61.02%

NET PROFIT(Q)

At USD 128 MM has Fallen at -60.95%

OPERATING CASH FLOW(Y)

Lowest at USD 3,843 MM

DEBT-EQUITY RATIO (HY)

Highest at 15.63 %

Here's what is working for F&G Annuities & Life, Inc.

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Net Sales

Highest at USD 1,765 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Dividend Payout Ratio

Highest at 28.02%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at USD 70 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Depreciation

At USD 70 MM has Grown at 133.33%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (USD MM)

Here's what is not working for F&G Annuities & Life, Inc.

Pre-Tax Profit

At USD 161 MM has Fallen at -61.02%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 128 MM has Fallen at -60.95%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Cash Flow

Lowest at USD 3,843 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Debt-Equity Ratio

Highest at 15.63 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio