FB Financial Corp. (FBK) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Axos Financial, Inc.

NBT Bancorp, Inc.

Fulton Financial Corp.

WaFd, Inc.

OFG Bancorp

City Holding Co.

Park National Corp.

First Merchants Corp. (Indiana)

Community Bank System, Inc.

FB Financial Corp.

Simmons First National Corp.

Why is FB Financial Corp. ?

High Profitability with a Net Interest Margin of 2.49%

Positive results in Jun 25

DIVIDEND PER SHARE(HY) Highest at USD 0
NII(Q) Highest at USD 111.42 MM
DIVIDEND PAYOUT RATIO(Y) Highest at 301.59%

With ROA of 0.71%, it has a fair valuation with a 1.25 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 4.83%, its profits have risen by 12.8% ; the PEG ratio of the company is 1.2

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is FB Financial Corp. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

FB Financial Corp.

9.2%

2.15

31.30%

S&P 500

14.9%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

21.52%

EBIT Growth (5y)

-12.64%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

31.02%

Pledged Shares

Institutional Holding

74.83%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.37

EV to EBIT

9.72

EV to EBITDA

8.88

EV to Capital Employed

1.99

EV to Sales

1.73

PEG Ratio

2.66

Dividend Yield

1.42%

ROCE (Latest)

20.48%

ROE (Latest)

7.31%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Sideways

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company

DIVIDEND PER SHARE(HY)

Highest at USD 0

NII(Q)

Highest at USD 149.8 MM

OPERATING PROFIT(Q)

Highest at USD 74.37 MM

OPERATING PROFIT MARGIN(Q)

Highest at 31.61 %

PRE-TAX PROFIT(Q)

Highest at USD 74.43 MM

NET PROFIT(Q)

Highest at USD 60.74 MM

EPS(Q)

Highest at USD 1.07

-3What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 103.04 MM

Here's what is working for FB Financial Corp.

NII

Highest at USD 149.8 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Operating Profit

Highest at USD 74.37 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 31.61 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 74.43 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 60.74 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Net Profit

At USD 60.74 MM has Grown at 60.32%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.07

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for FB Financial Corp.

Operating Cash Flow

Lowest at USD 103.04 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Capital Adequacy Ratio

Lowest at 11.4%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)