FIDEA Holdings Co., Ltd. (8713) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

FIDEA Holdings Co., Ltd.

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The Akita Bank Ltd.

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The Yamagata Bank, Ltd.

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The Ehime Bank, Ltd.

HS Holdings Co., Ltd.

Why is FIDEA Holdings Co., Ltd. ?

Poor Management Efficiency with a low ROA of 0.06%

The bank has been able to generate a Return on Assets (avg) of 0.06% signifying low profitability per unit of total assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.38% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 15.90%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.38% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.06% signifying low profitability per unit of total assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 15.90%

Flat results in Jun 26

INTEREST(9M) At JPY 5,643 MM has Grown at 78.75%
ROCE(HY) Lowest at 0.15%

With ROA of 0.09%, it has a very attractive valuation with a 0.43 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 58.12%, its profits have risen by 139% ; the PEG ratio of the company is 0.1

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to FIDEA Holdings Co., Ltd. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is FIDEA Holdings Co., Ltd. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

FIDEA Holdings Co., Ltd.

-100.0%

1.73

30.12%

Japan Nikkei 225

59.79%

2.03

29.50%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

1.10%

EBIT Growth (5y)

-365.75%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

32.79%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.43

EV to EBIT

224.77

EV to EBITDA

-5454.60

EV to Capital Employed

1.15

EV to Sales

-12.33

PEG Ratio

0.09

Dividend Yield

ROCE (Latest)

0.51%

ROE (Latest)

3.29%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bullish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company

ROCE(HY)

Highest at 0.15%

NET SALES(Q)

Highest at JPY 9,925 MM

CREDIT DEPOSIT RATIO(Q)

Highest at 0%

PRE-TAX PROFIT(Q)

Highest at JPY 2,323 MM

NET PROFIT(Q)

Highest at JPY 1,657 MM

EPS(Q)

Highest at JPY 91.93

-6What is not working for the Company

INTEREST(9M)

At JPY 5,643 MM has Grown at 78.75%

ROCE(HY)

Lowest at 0.15%

Here's what is working for FIDEA Holdings Co., Ltd.

Net Sales

Highest at JPY 9,925 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (JPY MM)

Credit Deposit Ratio

Highest at 0% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Pre-Tax Profit

Highest at JPY 2,323 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Pre-Tax Profit

At JPY 2,323 MM has Grown at 75.75%

over average net sales of the previous four periods of JPY 1,321.75 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 1,657 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 91.93

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Here's what is not working for FIDEA Holdings Co., Ltd.

Interest

At JPY 5,643 MM has Grown at 78.75%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)