ScoreComparison
Why is Fidelity D&D Bancorp, Inc. ?
1
Strong Long Term Fundamental Strength with a 17.05% CAGR growth in Net Profits
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 17.05%
3
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
- The company has declared positive results for the last 2 consecutive quarters
- NII(Q) Highest at USD 17.93 MM
- OPERATING CASH FLOW(Y) Highest at USD 39.7 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
4
With ROA of 0.51%, it has a fair valuation with a 1.12 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -18.37%, its profits have risen by 33.9% ; the PEG ratio of the company is 0.3
5
High Institutional Holdings at 23.48%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Fidelity D&D Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Fidelity D&D Bancorp, Inc. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Fidelity D&D Bancorp, Inc.
-19.0%
-0.03
40.16%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.03%
EBIT Growth (5y)
15.37%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
42.75%
Pledged Shares
0
Institutional Holding
23.48%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.12
EV to EBIT
1.41
EV to EBITDA
1.07
EV to Capital Employed
25.20
EV to Sales
0.23
PEG Ratio
0.33
Dividend Yield
NA
ROCE (Latest)
1786.20%
ROE (Latest)
10.26%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend24What is working for the Company
NII(Q)
Highest at USD 17.93 MM
OPERATING CASH FLOW(Y)
Highest at USD 39.7 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 29.77 MM
OPERATING PROFIT(Q)
Highest at USD 8.27 MM
OPERATING PROFIT MARGIN(Q)
Highest at 27.78 %
PRE-TAX PROFIT(Q)
Highest at USD 8.26 MM
NET PROFIT(Q)
Highest at USD 6.92 MM
GROSS NPA (%)
(Q
EPS(Q)
Highest at USD 1.2
-1What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 75.43%
Here's what is working for Fidelity D&D Bancorp, Inc.
NII
Highest at USD 17.93 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 29.77 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 8.27 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 27.78 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 8.26 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 6.92 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Non Performing Loans (%)
Lowest at 0.17%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 39.7 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
EPS
Highest at USD 1.2
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Fidelity D&D Bancorp, Inc.
Credit Deposit Ratio
Lowest at 75.43%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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