Fifth Third Bancorp

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: US3167731005
USD
57.80
0.8 (1.4%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
SouthState Corp.
Commerce Bancshares, Inc. (Missouri)
Fifth Third Bancorp
First Citizens BancShares, Inc. (North Carolina)
East West Bancorp, Inc.
Ally Financial, Inc.
Cullen/Frost Bankers, Inc.
Truist Financial Corp.
M&T Bank Corp.
First Horizon Corp. (Tennessee)
Fiserv, Inc.

Why is Fifth Third Bancorp ?

1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
  • NII(Q) Highest at USD 2,215 MM
  • DIVIDEND PER SHARE(HY) Highest at USD 0
  • DIVIDEND PAYOUT RATIO(Y) Highest at 48.02%
2
With ROA of 0.67%, it has a expensive valuation with a 2.34 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 35.90%, its profits have risen by 8.2% ; the PEG ratio of the company is 2.1
3
High Institutional Holdings at 100%
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
  • Their stake has increased by 29.36% over the previous quarter.
4
Market Beating performance in long term as well as near term
  • Along with generating 35.90% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Fifth Third Bancorp should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Fifth Third Bancorp for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Fifth Third Bancorp
35.9%
2.34
26.61%
S&P 500
16.26%
1.25
12.97%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
12.19%
EBIT Growth (5y)
11.27%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
43.59%
Pledged Shares
0
Institutional Holding
70.64%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
2.34
EV to EBIT
13.98
EV to EBITDA
11.56
EV to Capital Employed
4.74
EV to Sales
3.73
PEG Ratio
2.07
Dividend Yield
1.86%
ROCE (Latest)
33.91%
ROE (Latest)
11.61%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

18What is working for the Company
NII(Q)

Highest at USD 2,215 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

DIVIDEND PAYOUT RATIO(Y)

Highest at 48.02%

CASH AND EQV(HY)

Highest at USD 8,458 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 76.25%

NET SALES(Q)

Highest at USD 3,372 MM

OPERATING PROFIT(Q)

Highest at USD 1,016 MM

PRE-TAX PROFIT(Q)

Highest at USD 1,036 MM

NET PROFIT(Q)

Highest at USD 801 MM

-2What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at USD 1,099 MM

Here's what is working for Fifth Third Bancorp

NII
Highest at USD 2,215 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Dividend per share
Highest at USD 0 and Grown
In each year in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)

Net Sales
Highest at USD 3,372 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Net Sales
At USD 3,372 MM has Grown at 29.16%
over average net sales of the previous four periods of USD 2,610.75 MM
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Operating Profit
Highest at USD 1,016 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

Pre-Tax Profit
Highest at USD 1,036 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Pre-Tax Profit
At USD 1,036 MM has Grown at 49.93%
over average net sales of the previous four periods of USD 691 MM
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit
Highest at USD 801 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

Net Profit
At USD 801 MM has Grown at 47.45%
over average net sales of the previous four periods of USD 543.25 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

Cash and Eqv
Highest at USD 8,458 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Credit Deposit Ratio
Highest at 76.25%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio
Highest at 48.02%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for Fifth Third Bancorp

Operating Cash Flow
Lowest at USD 1,099 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)