Why is Finance House PJSC ?
1
With ROA of -0.09%, it has a risky valuation with a 2.20 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 2.80%, its profits have fallen by -124%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Finance House PJSC for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Finance House PJSC
-100.0%
1.13
23.37%
Abu Dhabi Securities Exchange
-1.41%
1.13
8.08%
Quality key factors
Factor
Value
Sales Growth (5y)
1.82%
EBIT Growth (5y)
-4.39%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
118
Industry P/E
Price to Book Value
2.17
EV to EBIT
78.88
EV to EBITDA
65.47
EV to Capital Employed
1.64
EV to Sales
3.77
PEG Ratio
0.10
Dividend Yield
NA
ROCE (Latest)
2.08%
ROE (Latest)
1.84%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 105.26 MM
CASH AND EQV(HY)
Highest at AED 1,291.63 MM
-19What is not working for the Company
OPERATING PROFIT(Q)
Lowest at AED -5.42 MM
OPERATING PROFIT MARGIN(Q)
Lowest at -9.19 %
PRE-TAX PROFIT(Q)
Lowest at AED -5.42 MM
NET PROFIT(Q)
Lowest at AED -14.86 MM
EPS(Q)
Lowest at AED -0.05
Here's what is working for Finance House PJSC
Operating Cash Flow
Highest at AED 105.26 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Cash and Eqv
Highest at AED 1,291.63 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Finance House PJSC
Pre-Tax Profit
At AED -5.42 MM has Fallen at -230.22%
over average net sales of the previous four periods of AED 4.16 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (AED MM)
Net Profit
At AED -14.86 MM has Fallen at -345.46%
over average net sales of the previous four periods of AED -3.33 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (AED MM)
Operating Profit
Lowest at AED -5.42 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (AED MM)
Operating Profit Margin
Lowest at -9.19 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at AED -5.42 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (AED MM)
Net Profit
Lowest at AED -14.86 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (AED MM)
EPS
Lowest at AED -0.05
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (AED)






