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Fintel Plc

  • Market Cap: Small Cap
  • Industry: Miscellaneous
  • ISIN: GB00BG1THS43
  • LON: SBIZ
GBP
1.88
0.00 (0.00%)

Sep 22

LON

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Franchise Brands plc
FRP Advisory Group Plc
Elixirr International Plc
Mattioli Woods Plc
IP Group Plc
Restore Plc
Alpha Financial Markets Consulting Plc
Fintel Plc
Capita Plc
Ricardo Plc
Avacta Group Plc

Why is Fintel Plc ?

1
Weak Long Term Fundamental Strength with a 8.04% CAGR growth in Operating Profits over the last 5 years
2
Poor long term growth as Operating profit has grown by an annual rate 8.04% of over the last 5 years
3
Flat results in Jun 26
  • OPERATING CASH FLOW(Y) Lowest at GBP 24.2 MM
  • DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
  • DEBT-EQUITY RATIO (HY) Highest at 37.03 %
4
With ROE of 9.84%, it has a expensive valuation with a 1.68 Price to Book Value
  • Over the past year, while the stock has generated a return of -18.61%, its profits have fallen by -7.5%
5
Underperformed the market in the last 1 year
  • Even though the market (FTSE 100) has generated returns of 16.06% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -18.61% returns
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Fintel Plc for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
Fintel Plc
-18.61%
-1.04
37.10%
FTSE 100
16.06%
1.36
11.82%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
7.08%
EBIT Growth (5y)
8.04%
EBIT to Interest (avg)
10.60
Debt to EBITDA (avg)
0.62
Net Debt to Equity (avg)
0.24
Sales to Capital Employed (avg)
0.61
Tax Ratio
28.45%
Dividend Payout Ratio
62.81%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
14.01%
ROE (avg)
12.46%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.68
EV to EBIT
11.49
EV to EBITDA
8.19
EV to Capital Employed
1.52
EV to Sales
2.39
PEG Ratio
NA
Dividend Yield
209.53%
ROCE (Latest)
13.27%
ROE (Latest)
9.84%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company
ROCE(HY)

Highest at 7.2%

OPERATING PROFIT MARGIN(Q)

Highest at 33.68 %

RAW MATERIAL COST(Y)

Fallen by -25.97% (YoY

-6What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at GBP 24.2 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DEBT-EQUITY RATIO (HY)

Highest at 37.03 %

DIVIDEND PER SHARE(HY)

Lowest at GBP 5.4

Here's what is working for Fintel Plc

Operating Profit Margin
Highest at 33.68 % and Grown
In each period in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Raw Material Cost
Fallen by -25.97% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation
Highest at GBP 5.2 MM
in the last five periods
MOJO Watch
The expenditure on assets done by the company may have gone into operation

Depreciation (GBP MM)

Depreciation
At GBP 5.2 MM has Grown at 40.54%
period on period (QoQ)
MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (GBP MM)

Here's what is not working for Fintel Plc

Operating Cash Flow
Lowest at GBP 24.2 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (GBP MM)

Debt-Equity Ratio
Highest at 37.03 %
in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Dividend per share
Lowest at GBP 5.4
in the last five years
MOJO Watch
Company is distributing lower dividend than previous years

DPS (GBP)

Dividend Payout Ratio
Lowest at 0%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)

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