ScoreComparison
Why is First Abu Dhabi Bank PJSC ?
1
Positive results in Jun 25
- GROSS NPA (%)(Q) Lowest at 0.59%
- ROCE(HY) Highest at 1.48%
- NII(Q) Highest at AED 5,084 MM
2
With ROA of 0.93%, it has a fair valuation with a 1.48 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 28.85%, its profits have risen by 4% ; the PEG ratio of the company is 3
3
Market Beating Performance
- The stock has generated a return of 28.85% in the last 1 year, much higher than market (Abu Dhabi Securities Exchange) returns of 9.12%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to First Abu Dhabi Bank PJSC should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Abu Dhabi Bank PJSC for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
First Abu Dhabi Bank PJSC
-100.0%
1.83
25.12%
Abu Dhabi Securities Exchange
-1.41%
1.13
8.08%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
24.80%
EBIT Growth (5y)
20.61%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
43.26%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.50
EV to EBIT
8.74
EV to EBITDA
8.41
EV to Capital Employed
1.42
EV to Sales
3.51
PEG Ratio
0.37
Dividend Yield
4.68%
ROCE (Latest)
16.24%
ROE (Latest)
16.25%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
GROSS NPA (%)
(Q
OPERATING CASH FLOW(Y)
Highest at AED 40,788 MM
CREDIT DEPOSIT RATIO(Q)
Highest at 0.51%
NII(Q)
Highest at AED 5,721 MM
CASH AND EQV(HY)
Highest at AED 549,109 MM
-2What is not working for the Company
NET PROFIT(Q)
Lowest at AED 4,790.63 MM
EPS(Q)
Lowest at AED 0.43
Here's what is working for First Abu Dhabi Bank PJSC
Non Performing Loans (%)
Lowest at 0.51% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Credit Deposit Ratio
Highest at 0.51% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
NII
Highest at AED 5,721 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (AED MM)
Operating Cash Flow
Highest at AED 40,788 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Cash and Eqv
Highest at AED 549,109 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for First Abu Dhabi Bank PJSC
Net Profit
Lowest at AED 4,790.63 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (AED MM)
EPS
Lowest at AED 0.43
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (AED)
Capital Adequacy Ratio
Lowest at 14.23%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
