ScoreComparison
Why is First Bank of Toyama Ltd. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
- NET SALES(HY) At JPY 14,095 MM has Grown at 20.37%
- ROCE(HY) Highest at 0.91%
- DIVIDEND PER SHARE(HY) Highest at JPY 0
2
With ROA of 0.81%, it has a attractive valuation with a 0.86 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 148.83%, its profits have risen by 153% ; the PEG ratio of the company is 0.1
3
Market Beating Performance
- The stock has generated a return of 148.83% in the last 1 year, much higher than market (Japan Nikkei 225) returns of 85.83%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to First Bank of Toyama Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Bank of Toyama Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
First Bank of Toyama Ltd.
148.83%
2.37
44.25%
Japan Nikkei 225
85.83%
3.09
27.80%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.10%
EBIT Growth (5y)
171.31%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
16.27%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.86
EV to EBIT
5.25
EV to EBITDA
4.93
EV to Capital Employed
0.78
EV to Sales
4.03
PEG Ratio
0.08
Dividend Yield
NA
ROCE (Latest)
14.85%
ROE (Latest)
6.91%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NET SALES(HY)
At JPY 14,095 MM has Grown at 20.37%
ROCE(HY)
Highest at 0.91%
DIVIDEND PER SHARE(HY)
Highest at JPY 0
DIVIDEND PAYOUT RATIO(Y)
Highest at 78.01%
CREDIT DEPOSIT RATIO(HY)
Highest at 72.99%
PRE-TAX PROFIT(Q)
At JPY 6,248 MM has Grown at 73.98%
NET PROFIT(Q)
At JPY 4,512 MM has Grown at 76.03%
-6What is not working for the Company
INTEREST(9M)
At JPY 2,988 MM has Grown at 160.51%
ROCE(HY)
Lowest at 0.91%
Here's what is working for First Bank of Toyama Ltd.
Net Sales
At JPY 14,095 MM has Grown at 20.37%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Dividend per share
Highest at JPY 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Pre-Tax Profit
At JPY 6,248 MM has Grown at 73.98%
over average net sales of the previous four periods of JPY 3,591.25 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
At JPY 4,512 MM has Grown at 76.03%
over average net sales of the previous four periods of JPY 2,563.25 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Credit Deposit Ratio
Highest at 72.99%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Highest at 78.01%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for First Bank of Toyama Ltd.
Interest
At JPY 2,988 MM has Grown at 160.51%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Non Operating Income
Highest at JPY 0.94 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
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