Comparison
Why is First Bank of Toyama Ltd. ?
1
With a growth in Interest of NAN%, the company declared Outstanding results in Jun 26
- The company has declared positive results for the last 2 consecutive quarters
- ROCE(HY) Highest at 1.08%
- NII(Q) Highest at JPY 7,700 MM
- CASH AND EQV(HY) Highest at JPY 227,627 MM
2
With ROA of 0.81%, it has a very attractive valuation with a 0.81 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 157.59%, its profits have risen by 153% ; the PEG ratio of the company is 0.1
How much should you buy?
- Overall Portfolio exposure to First Bank of Toyama Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Bank of Toyama Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
First Bank of Toyama Ltd.
150.34%
3.27
47.94%
Japan Nikkei 225
60.14%
2.04
29.37%
Quality key factors
Factor
Value
Sales Growth (5y)
5.10%
EBIT Growth (5y)
171.31%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.17%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.81
EV to EBIT
4.73
EV to EBITDA
4.44
EV to Capital Employed
0.70
EV to Sales
3.63
PEG Ratio
0.08
Dividend Yield
NA
ROCE (Latest)
14.85%
ROE (Latest)
6.91%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
27What is working for the Company
ROCE(HY)
Highest at 1.08%
NII(Q)
Highest at JPY 7,700 MM
CASH AND EQV(HY)
Highest at JPY 227,627 MM
NET SALES(Q)
Highest at JPY 9,302 MM
OPERATING PROFIT(Q)
Highest at JPY 4,496 MM
PRE-TAX PROFIT(Q)
Highest at JPY 10,907 MM
NET PROFIT(Q)
Highest at JPY 7,692 MM
EPS(Q)
Highest at JPY 124.52
-6What is not working for the Company
INTEREST(9M)
At JPY 3,730 MM has Grown at 118.38%
ROCE(HY)
Lowest at 1.08%
Here's what is working for First Bank of Toyama Ltd.
Net Sales
At JPY 9,302 MM has Grown at 36.62%
over average net sales of the previous four periods of JPY 6,808.5 MMMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Pre-Tax Profit
At JPY 10,907 MM has Grown at 107.84%
over average net sales of the previous four periods of JPY 5,247.75 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (JPY MM)
NII
Highest at JPY 7,700 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 9,302 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 4,496 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Pre-Tax Profit
Highest at JPY 10,907 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 7,692 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Net Profit
At JPY 7,692 MM has Grown at 104.37%
over average net sales of the previous four periods of JPY 3,763.75 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 124.52
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Cash and Eqv
Highest at JPY 227,627 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for First Bank of Toyama Ltd.
Interest
At JPY 3,730 MM has Grown at 118.38%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)






