First Bank of Toyama Ltd.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: JP3632150003
JPY
2,969.00
-86 (-2.82%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
First Bank of Toyama Ltd.
TOMONY Holdings, Inc.
Juroku Financial Group, Inc.
The Ogaki Kyoritsu Bank Ltd.
The Bank of Nagoya Ltd.
The Keiyo Bank, Ltd.
The Musashino Bank, Ltd.
North Pacific Bank, Ltd.
Nanto Bank Ltd.
The Kiyo Bank, Ltd.
Monex Group, Inc.

Why is First Bank of Toyama Ltd. ?

1
With a growth in Interest of NAN%, the company declared Outstanding results in Jun 26
  • The company has declared positive results for the last 2 consecutive quarters
  • ROCE(HY) Highest at 1.08%
  • NII(Q) Highest at JPY 7,700 MM
  • CASH AND EQV(HY) Highest at JPY 227,627 MM
2
With ROA of 0.81%, it has a very attractive valuation with a 0.81 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 157.59%, its profits have risen by 153% ; the PEG ratio of the company is 0.1
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to First Bank of Toyama Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is First Bank of Toyama Ltd. for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
First Bank of Toyama Ltd.
150.34%
3.27
47.94%
Japan Nikkei 225
60.14%
2.04
29.37%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
5.10%
EBIT Growth (5y)
171.31%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.17%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.81
EV to EBIT
4.73
EV to EBITDA
4.44
EV to Capital Employed
0.70
EV to Sales
3.63
PEG Ratio
0.08
Dividend Yield
NA
ROCE (Latest)
14.85%
ROE (Latest)
6.91%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

27What is working for the Company
ROCE(HY)

Highest at 1.08%

NII(Q)

Highest at JPY 7,700 MM

CASH AND EQV(HY)

Highest at JPY 227,627 MM

NET SALES(Q)

Highest at JPY 9,302 MM

OPERATING PROFIT(Q)

Highest at JPY 4,496 MM

PRE-TAX PROFIT(Q)

Highest at JPY 10,907 MM

NET PROFIT(Q)

Highest at JPY 7,692 MM

EPS(Q)

Highest at JPY 124.52

-6What is not working for the Company
INTEREST(9M)

At JPY 3,730 MM has Grown at 118.38%

ROCE(HY)

Lowest at 1.08%

Here's what is working for First Bank of Toyama Ltd.

Net Sales
At JPY 9,302 MM has Grown at 36.62%
over average net sales of the previous four periods of JPY 6,808.5 MM
MOJO Watch
Near term sales trend is very positive

Net Sales (JPY MM)

Pre-Tax Profit
At JPY 10,907 MM has Grown at 107.84%
over average net sales of the previous four periods of JPY 5,247.75 MM
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

NII
Highest at JPY 7,700 MM
in the last five periods
MOJO Watch
The bank's income from core business is increasing

NII (JPY MM)

Net Sales
Highest at JPY 9,302 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (JPY MM)

Operating Profit
Highest at JPY 4,496 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Pre-Tax Profit
Highest at JPY 10,907 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit
Highest at JPY 7,692 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (JPY MM)

Net Profit
At JPY 7,692 MM has Grown at 104.37%
over average net sales of the previous four periods of JPY 3,763.75 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS
Highest at JPY 124.52
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Cash and Eqv
Highest at JPY 227,627 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for First Bank of Toyama Ltd.

Interest
At JPY 3,730 MM has Grown at 118.38%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)