ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is First Busey Corp. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- NII(Q) Highest at USD 157.56 MM
- CASH AND EQV(HY) Highest at USD 487.32 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
2
With ROA of 0.31%, it has a expensive valuation with a 0.89 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 11.04%, its profits have fallen by -29.5%
3
High Institutional Holdings at 68.9%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 3.65% over the previous quarter.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to First Busey Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Busey Corp. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
First Busey Corp.
11.04%
0.47
27.53%
S&P 500
17.78%
0.92
19.35%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.31%
EBIT Growth (5y)
3.68%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
68.03%
Pledged Shares
0
Institutional Holding
68.90%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
28
Industry P/E
Price to Book Value
0.89
EV to EBIT
17.54
EV to EBITDA
13.86
EV to Capital Employed
0.85
EV to Sales
2.28
PEG Ratio
NA
Dividend Yield
2.75%
ROCE (Latest)
4.84%
ROE (Latest)
3.21%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend33What is working for the Company
NII(Q)
Highest at USD 157.56 MM
CASH AND EQV(HY)
Highest at USD 487.32 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 91.02%
NET SALES(Q)
At USD 235.09 MM has Grown at 18.98%
OPERATING PROFIT(Q)
Highest at USD 78.16 MM
OPERATING PROFIT MARGIN(Q)
Highest at 33.25 %
PRE-TAX PROFIT(Q)
Highest at USD 77.49 MM
NET PROFIT(Q)
Highest at USD 60.75 MM
EPS(Q)
Highest at USD 0.63
-5What is not working for the Company
INTEREST(9M)
At USD 261.17 MM has Grown at 72.84%
OPERATING CASH FLOW(Y)
Lowest at USD 120.39 MM
Here's what is working for First Busey Corp.
NII
Highest at USD 157.56 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Pre-Tax Profit
At USD 77.49 MM has Grown at 111.58%
over average net sales of the previous four periods of USD 36.63 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 60.75 MM has Grown at 136.8%
over average net sales of the previous four periods of USD 25.65 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
At USD 235.09 MM has Grown at 18.98%
over average net sales of the previous four periods of USD 197.59 MMMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 78.16 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 33.25 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 77.49 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 60.75 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.63
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 487.32 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 91.02%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for First Busey Corp.
Interest
At USD 261.17 MM has Grown at 72.84%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Operating Cash Flow
Lowest at USD 120.39 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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