ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is First Busey Corp. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
- NII(Q) Highest at USD 153.18 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- CREDIT DEPOSIT RATIO(HY) Highest at 87.39%
2
With ROA of 0.22%, it has a expensive valuation with a 0.96 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -12.99%, its profits have fallen by -48.7%
3
High Institutional Holdings at 61.84%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to First Busey Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Busey Corp. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
First Busey Corp.
-9.68%
0.28
28.64%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.47%
EBIT Growth (5y)
-0.79%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
48.59%
Pledged Shares
0
Institutional Holding
61.84%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
36
Industry P/E
Price to Book Value
0.96
EV to EBIT
18.27
EV to EBITDA
13.90
EV to Capital Employed
0.93
EV to Sales
2.11
PEG Ratio
NA
Dividend Yield
3.00%
ROCE (Latest)
5.11%
ROE (Latest)
2.64%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend25What is working for the Company
NII(Q)
Highest at USD 153.18 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 87.39%
NET SALES(Q)
Highest at USD 247.45 MM
OPERATING PROFIT(Q)
Highest at USD 64.51 MM
PRE-TAX PROFIT(Q)
Highest at USD 64.51 MM
NET PROFIT(Q)
Highest at USD 47.4 MM
-11What is not working for the Company
NET PROFIT(HY)
At USD 17.41 MM has Grown at -67.5%
INTEREST(9M)
At USD 207.09 MM has Grown at 37.2%
GROSS NPA (%)
(Q
Here's what is working for First Busey Corp.
Net Sales
At USD 247.45 MM has Grown at 75.26%
over average net sales of the previous four periods of USD 141.19 MMMOJO Watch
Near term sales trend is extremely positive
Net Sales (USD MM)
Pre-Tax Profit
At USD 64.51 MM has Grown at 201.2%
over average net sales of the previous four periods of USD 21.42 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 47.4 MM has Grown at 229.9%
over average net sales of the previous four periods of USD 14.37 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 153.18 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 247.45 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 64.51 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 64.51 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 47.4 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 87.39%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at USD 8.03 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Depreciation
At USD 8.03 MM has Grown at 40%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
Here's what is not working for First Busey Corp.
Non Performing Loans (%)
Highest at 0.4%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Interest
At USD 207.09 MM has Grown at 37.2%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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