First Busey Corp. (BUSE) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

First Busey Corp.

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1st Source Corp.

First Commonwealth Financial Corp. (Pennsylvania)

Westamerica Bancorporation

Why is First Busey Corp. ?

With a growth in Interest of NAN%, the company declared Outstanding results in Mar 26

The company has declared positive results for the last 4 consecutive quarters
OPERATING CASH FLOW(Y) Highest at USD 236.55 MM
NET SALES(HY) At USD 460.58 MM has Grown at 54.34%
ROCE(HY) Highest at 1.15%

With ROA of 0.56%, it has a fair valuation with a 0.89 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 23.62%, its profits have risen by 19%

High Institutional Holdings at 68.61%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to First Busey Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is First Busey Corp. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

First Busey Corp.

23.62%

1.11

24.44%

S&P 500

22.99%

1.78

12.93%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

22.31%

EBIT Growth (5y)

3.50%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

67.90%

Pledged Shares

Institutional Holding

68.61%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.89

EV to EBIT

13.21

EV to EBITDA

11.12

EV to Capital Employed

0.88

EV to Sales

2.32

PEG Ratio

Dividend Yield

4.13%

ROCE (Latest)

6.67%

ROE (Latest)

5.48%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

28What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 236.55 MM

NET SALES(HY)

At USD 460.58 MM has Grown at 54.34%

ROCE(HY)

Highest at 1.15%

CREDIT DEPOSIT RATIO(Q)

Highest at 0.35%

CASH AND EQV(HY)

Highest at USD 350.08 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

NET PROFIT(Q)

At USD 49.98 MM has Grown at 47.81%

-4What is not working for the Company

INTEREST(9M)

At USD 238.42 MM has Grown at 44.69%

ROCE(HY)

Lowest at 1.15%

Here's what is working for First Busey Corp.

Credit Deposit Ratio

Highest at 0.35% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Net Sales

At USD 460.58 MM has Grown at 54.34%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Cash Flow

Highest at USD 236.55 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Profit

At USD 49.98 MM has Grown at 47.81%

over average net sales of the previous four periods of USD 33.82 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Cash and Eqv

Highest at USD 350.08 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for First Busey Corp.

Interest

At USD 238.42 MM has Grown at 44.69%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)