First Busey Corp. (BUSE) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Merchants Bancorp (Indiana)

Stock Yards Bancorp, Inc.

First Bancorp (North Carolina)

First Commonwealth Financial Corp. (Pennsylvania)

First Busey Corp.

Heartland Financial USA, Inc.

Lakeland Financial Corp. (Indiana)

1st Source Corp.

National Bank Holdings Corp.

Live Oak Bancshares, Inc.

Westamerica Bancorporation

Why is First Busey Corp. ?

With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26

The company has declared positive results for the last 5 consecutive quarters
OPERATING CASH FLOW(Y) Highest at USD 228.51 MM
ROCE(HY) Highest at 1.24%
DIVIDEND PER SHARE(HY) Highest at USD 0

With ROA of 0.56%, it has a fair valuation with a 0.89 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 20.60%, its profits have risen by 19%

High Institutional Holdings at 74.95%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 6.34% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to First Busey Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is First Busey Corp. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

First Busey Corp.

20.6%

1.58

23.17%

S&P 500

15.36%

1.17

13.09%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

22.31%

EBIT Growth (5y)

3.50%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

67.90%

Pledged Shares

Institutional Holding

68.61%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.89

EV to EBIT

13.21

EV to EBITDA

11.12

EV to Capital Employed

0.88

EV to Sales

2.32

PEG Ratio

Dividend Yield

4.13%

ROCE (Latest)

6.67%

ROE (Latest)

5.48%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

20What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 228.51 MM

ROCE(HY)

Highest at 1.24%

DIVIDEND PER SHARE(HY)

Highest at USD 0

OPERATING PROFIT(Q)

Highest at USD 81.89 MM

OPERATING PROFIT MARGIN(Q)

Highest at 36.49 %

PRE-TAX PROFIT(Q)

Highest at USD 81.89 MM

NET PROFIT(Q)

Highest at USD 63.18 MM

EPS(Q)

Highest at USD 0.69

-9What is not working for the Company

ROCE(HY)

Lowest at 1.24%

NET SALES(Q)

Lowest at USD 224.43 MM

GROSS NPA (%)

NII(Q)

Lowest at USD 152.4 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 37.9%

Here's what is working for First Busey Corp.

Operating Cash Flow

Highest at USD 228.51 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Operating Profit

Highest at USD 81.89 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 36.49 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 81.89 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 63.18 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.69

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for First Busey Corp.

Net Sales

Lowest at USD 224.43 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Non Performing Loans (%)

Highest at 0.51%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

NII

Lowest at USD 152.4 MM

in the last five periods

MOJO Watch

The bank's income from core business is falling

NII (USD MM)

Dividend Payout Ratio

Lowest at 37.9%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)