First Finance Co.

  • Market Cap: Micro Cap
  • Industry: Finance/Rental/Leasing
  • ISIN: JO3125111018
JOD
0.64
0.19 (42.22%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Comprehensive Leasing Co.
First Finance Co.
Dar Al Aman for Islamic Finance
Why is First Finance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.06%
  • Poor long term growth as Net Sales has grown by an annual rate of 0.22% and Operating profit at 9.44%
  • The company has been able to generate a Return on Equity (avg) of 2.06% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of 0.22% and Operating profit at 9.44%
3
Negative results in Dec 24
  • NET SALES(9M) At JOD 2 MM has Grown at -21.52%
  • ROCE(HY) Lowest at 1.5%
  • PRE-TAX PROFIT(Q) At JOD 0.12 MM has Fallen at -54.97%
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/Rental/Leasing)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is First Finance Co. for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
First Finance Co.
-100.0%
0.67
36.79%
Jordan General Index
41.13%
4.48
9.22%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
0.22%
EBIT Growth (5y)
9.44%
EBIT to Interest (avg)
1.07
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
96.62%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
2.39%
ROE (avg)
2.06%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
EV to EBIT
-0.75
EV to EBITDA
-0.65
EV to Capital Employed
-0.02
EV to Sales
-0.35
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
2.63%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Icon
Not enough Data to analyse Financial Trend
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Not enough Data to analyse Financial Trend
Here's what is working for First Finance Co.
Cash and Eqv
Highest at JOD 5.53 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share
Highest at JOD 0.09
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (JOD)

Dividend Payout Ratio
Highest at 465.12%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost
Fallen by -9,496% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for First Finance Co.
Pre-Tax Profit
At JOD 0.12 MM has Fallen at -54.97%
over average net sales of the previous four periods of JOD 0.27 MM
MOJO Watch
Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (JOD MM)

Net Sales
At JOD 2 MM has Grown at -21.52%
Year on Year (YoY)
MOJO Watch
Near term sales trend is negative

Net Sales (JOD MM)

Net Profit
At JOD 0.15 MM has Fallen at -39.2%
over average net sales of the previous four periods of JOD 0.25 MM
MOJO Watch
Near term Net Profit trend is negative

Net Profit (JOD MM)