First Hawaiian, Inc. (FHB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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EVERTEC, Inc.

Why is First Hawaiian, Inc. ?

Positive results in Jun 26

ROCE(HY) Highest at 1.2%
NII(Q) Highest at USD 170.99 MM
CREDIT DEPOSIT RATIO(HY) Highest at 72.33%

With ROA of 0.81%, it has a fair valuation with a 1.18 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -0.77%, its profits have risen by 20.1% ; the PEG ratio of the company is 0.5
At the current price, the company has a high dividend yield of 406.7

High Institutional Holdings at 100%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Below par performance in long term as well as near term

Along with generating -0.77% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to First Hawaiian, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is First Hawaiian, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

First Hawaiian, Inc.

-0.77%

1.25

24.06%

S&P 500

15.36%

1.17

13.09%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.30%

EBIT Growth (5y)

7.69%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

47.25%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.18

EV to EBIT

4.55

EV to EBITDA

4.12

EV to Capital Employed

1.51

EV to Sales

1.53

PEG Ratio

0.49

Dividend Yield

406.74%

ROCE (Latest)

33.18%

ROE (Latest)

9.98%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

ROCE(HY)

Highest at 1.2%

NII(Q)

Highest at USD 170.99 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 72.33%

OPERATING PROFIT MARGIN(Q)

Highest at 40.98 %

EPS(Q)

Highest at USD 0.6

-4What is not working for the Company

ROCE(HY)

Lowest at 1.2%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 43.35%

CASH AND EQV(HY)

Lowest at USD 489.49 MM

Here's what is working for First Hawaiian, Inc.

NII

Highest at USD 170.99 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Operating Profit Margin

Highest at 40.98 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

EPS

Highest at USD 0.6

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Credit Deposit Ratio

Highest at 72.33%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for First Hawaiian, Inc.

Cash and Eqv

Lowest at USD 489.49 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend Payout Ratio

Lowest at 43.35%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)