First Hawaiian, Inc. (FHB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

United Community Banks, Inc.

First BanCorp (Puerto Rico)

International Bancshares Corp.

Hancock Whitney Corp.

ServisFirst Bancshares, Inc.

First Hawaiian, Inc.

BancFirst Corp. (Oklahoma)

EVERTEC, Inc.

Ameris Bancorp

Cathay General Bancorp

First Interstate BancSystem, Inc.

Why is First Hawaiian, Inc. ?

Positive results in Jun 25

NII(Q) Highest at USD 163.58 MM
CREDIT DEPOSIT RATIO(HY) Highest at 70.94%
PRE-TAX PROFIT(Q) Highest at USD 88.1 MM

With ROA of 0.62%, it has a fair valuation with a 1.26 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -10.05%, its profits have risen by 5.7% ; the PEG ratio of the company is 2.6
At the current price, the company has a high dividend yield of 398.4

High Institutional Holdings at 100%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Below par performance in long term as well as near term

Along with generating -10.05% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to First Hawaiian, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is First Hawaiian, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

First Hawaiian, Inc.

-6.39%

1.03

27.14%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.79%

EBIT Growth (5y)

2.96%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

57.99%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.26

EV to EBIT

7.48

EV to EBITDA

6.56

EV to Capital Employed

1.53

EV to Sales

2.02

PEG Ratio

2.57

Dividend Yield

398.39%

ROCE (Latest)

20.51%

ROE (Latest)

8.88%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

NII(Q)

Highest at USD 163.58 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 70.94%

PRE-TAX PROFIT(Q)

Highest at USD 88.1 MM

NET PROFIT(Q)

Highest at USD 73.25 MM

EPS(Q)

Highest at USD 0.58

-3What is not working for the Company

GROSS NPA (%)

Here's what is working for First Hawaiian, Inc.

NII

Highest at USD 163.58 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Pre-Tax Profit

Highest at USD 88.1 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 73.25 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.58

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Credit Deposit Ratio

Highest at 70.94%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for First Hawaiian, Inc.

Non Performing Loans (%)

Highest at 0.2%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)