ScoreWhy is First Insurance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.61%
- Poor long term growth as Net Sales has grown by an annual rate of 24.64% and Operating profit at 3.89%
- The company has been able to generate a Return on Equity (avg) of 6.61% signifying low profitability per unit of shareholders funds
2
Positive results in Jun 25
- NET SALES(Q) Highest at JOD 21.58 MM
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
3
With ROE of 8.51%, it has a fair valuation with a 0.62 Price to Book Value
- Over the past year, while the stock has generated a return of 13.51%, its profits have fallen by -3.4%
4
Underperformed the market in the last 1 year
- The stock has generated a return of 13.51% in the last 1 year, much lower than market (Jordan General Index) returns of 41.30%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First Insurance Co. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Insurance Co. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
First Insurance Co.
12.0%
1.02
14.75%
Jordan General Index
41.13%
4.48
9.22%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
24.64%
EBIT Growth (5y)
3.89%
EBIT to Interest (avg)
0.02
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
18.96%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.60%
ROE (avg)
6.61%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.62
EV to EBIT
NA
EV to EBITDA
-6.62
EV to Capital Employed
-0.92
EV to Sales
-0.08
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
8.51%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NET SALES(Q)
Highest at JOD 21.58 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-3What is not working for the Company
PRE-TAX PROFIT(Q)
At JOD 0.44 MM has Fallen at -55.18%
DEBT-EQUITY RATIO
(HY)
Highest at -0.05 %
Here's what is working for First Insurance Co.
Net Sales
Highest at JOD 21.58 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JOD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for First Insurance Co.
Pre-Tax Profit
At JOD 0.44 MM has Fallen at -55.18%
over average net sales of the previous four periods of JOD 0.99 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (JOD MM)
Debt-Equity Ratio
Highest at -0.05 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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