ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is First Internet Bancorp ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 132.51 MM
- NET PROFIT(Q) At USD 2.35 MM has Grown at 1,117.62%
- PRE-TAX PROFIT(Q) At USD 1.57 MM has Grown at 184.36%
2
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 8.85%, its profits have fallen by -239.1%
3
High Institutional Holdings at 94.55%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 4.94% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First Internet Bancorp should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Internet Bancorp for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
First Internet Bancorp
7.34%
-0.14
42.13%
S&P 500
16.06%
1.20
13.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.53%
EBIT Growth (5y)
-197.91%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
89.61%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.48
EV to EBIT
1.83
EV to EBITDA
2.05
EV to Capital Employed
-1.27
EV to Sales
-0.33
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-9.78%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 132.51 MM
NET PROFIT(Q)
At USD 2.35 MM has Grown at 1,117.62%
PRE-TAX PROFIT(Q)
At USD 1.57 MM has Grown at 184.36%
NII(Q)
Highest at USD 32.44 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for First Internet Bancorp
Net Profit
At USD 2.35 MM has Grown at 1,117.62%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 132.51 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Pre-Tax Profit
At USD 1.57 MM has Grown at 184.36%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
NII
Highest at USD 32.44 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Footer loading
