ScoreWhy is First Reliance Bancshares, Inc. ?
1
Positive results in Dec 25
- NET PROFIT(HY) At USD 5.64 MM has Grown at 105.54%
- NII(Q) Highest at USD 9.62 MM
- ROCE(HY) Highest at 1.01%
2
With ROA of 0.58%, it has a fair valuation with a 1.31 Price to Book Value
- Over the past year, while the stock has generated a return of 44.38%, its profits have risen by 82.3%
3
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -1.75% over the previous quarter and currently hold 4.32% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
4
Market Beating performance in long term as well as near term
- Along with generating 44.38% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First Reliance Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.16%
EBIT Growth (5y)
-5.05%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
4.32%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.31
EV to EBIT
10.19
EV to EBITDA
10.19
EV to Capital Employed
1.33
EV to Sales
2.04
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
13.10%
ROE (Latest)
11.60%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Dow Theory
Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NET PROFIT(HY)
At USD 5.64 MM has Grown at 105.54%
NII(Q)
Highest at USD 9.62 MM
ROCE(HY)
Highest at 1.01%
-4What is not working for the Company
ROCE(HY)
Lowest at 1.01%
GROSS NPA (%)
(Q
Here's what is working for First Reliance Bancshares, Inc.
NII
Highest at USD 9.62 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Profit
At USD 5.64 MM has Grown at 105.54%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Here's what is not working for First Reliance Bancshares, Inc.
Non Performing Loans (%)
Highest at 0.31%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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