FirstCash Holdings, Inc. (FCFS) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Affirm Holdings, Inc.

Synchrony Financial

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FirstCash Holdings, Inc.

OneMain Holdings, Inc.

Credit Acceptance Corp.

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WillScot Mobile Mini Holdings Corp.

Blue Owl Capital Corp.

The Western Union Co.

Avis Budget Group, Inc.

Why is FirstCash Holdings, Inc. ?

Healthy long term growth as Net Sales has grown by an annual rate of 17.55%

With a growth in Net Profit of 28.84%, the company declared Very Positive results in Mar 26

The company has declared positive results for the last 2 consecutive quarters
OPERATING CASH FLOW(Y) Highest at USD 612.92 MM
ROCE(HY) Highest at 16.27%
DIVIDEND PER SHARE(HY) Highest at USD 4.25

With ROE of 14.98%, it has a very expensive valuation with a 4.43 Price to Book Value

Over the past year, while the stock has generated a return of 60.47%, its profits have risen by 30.9% ; the PEG ratio of the company is 0.9

High Institutional Holdings at 95.81%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 0.72% over the previous quarter.

Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks

Market Beating performance in long term as well as near term

Along with generating 60.47% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to FirstCash Holdings, Inc. should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is FirstCash Holdings, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

FirstCash Holdings, Inc.

60.47%

3.12

29.03%

S&P 500

20.34%

1.56

13.03%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

17.55%

EBIT Growth (5y)

24.29%

EBIT to Interest (avg)

4.86

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

24.47%

Dividend Payout Ratio

21.56%

Pledged Shares

Institutional Holding

95.81%

ROCE (avg)

10.19%

ROE (avg)

10.36%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

4.43

EV to EBIT

21.84

EV to EBITDA

12.36

EV to Capital Employed

2.75

EV to Sales

3.35

PEG Ratio

0.90

Dividend Yield

73.36%

ROCE (Latest)

12.57%

ROE (Latest)

14.98%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 612.92 MM

ROCE(HY)

Highest at 16.27%

DIVIDEND PER SHARE(HY)

Highest at USD 4.25

RAW MATERIAL COST(Y)

Fallen by -1.25% (YoY

OPERATING PROFIT(Q)

Highest at USD 288.23 MM

PRE-TAX PROFIT(Q)

Highest at USD 145.99 MM

NET PROFIT(Q)

Highest at USD 108.34 MM

EPS(Q)

Highest at USD 2.43

-2What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 17.26%

Here's what is working for FirstCash Holdings, Inc.

Operating Cash Flow

Highest at USD 612.92 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Dividend per share

Highest at USD 4.25 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Operating Profit

Highest at USD 288.23 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Pre-Tax Profit

Highest at USD 145.99 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 108.34 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 2.43

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Raw Material Cost

Fallen by -1.25% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for FirstCash Holdings, Inc.

Dividend Payout Ratio

Lowest at 17.26% and Fallen

In each year in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)