FirstCash Holdings, Inc.

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: US33768G1076
USD
196.21
5.9 (3.1%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Affirm Holdings, Inc.
SoFi Technologies, Inc.
Synchrony Financial
FirstCash Holdings, Inc.
OneMain Holdings, Inc.
Blue Owl Capital Corp.
Ryder System, Inc.
Credit Acceptance Corp.
WillScot Mobile Mini Holdings Corp.
The Western Union Co.
Avis Budget Group, Inc.

Why is FirstCash Holdings, Inc. ?

1
Healthy long term growth as Net Sales has grown by an annual rate of 17.55%
2
Positive results in Dec 25
  • OPERATING CASH FLOW(Y) Highest at USD 585.93 MM
  • ROCE(HY) Highest at 15.26%
  • DIVIDEND PER SHARE(HY) Highest at USD 3.99
3
With ROE of 13.75%, it has a very expensive valuation with a 3.94 Price to Book Value
  • Over the past year, while the stock has generated a return of 65.00%, its profits have risen by 20.5% ; the PEG ratio of the company is 1.3
4
High Institutional Holdings at 95.09%
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
  • Their stake has increased by 2.74% over the previous quarter.
5
Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks
6
Market Beating performance in long term as well as near term
  • Along with generating 65.00% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to FirstCash Holdings, Inc. should be less than 10%
  2. Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is FirstCash Holdings, Inc. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
FirstCash Holdings, Inc.
70.0%
2.55
28.00%
S&P 500
17.45%
0.90
19.38%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
17.55%
EBIT Growth (5y)
24.29%
EBIT to Interest (avg)
4.86
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.47%
Dividend Payout Ratio
21.56%
Pledged Shares
0
Institutional Holding
95.09%
ROCE (avg)
10.19%
ROE (avg)
10.36%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
29
Industry P/E
Price to Book Value
3.94
EV to EBIT
20.61
EV to EBITDA
10.49
EV to Capital Employed
2.64
EV to Sales
2.98
PEG Ratio
1.28
Dividend Yield
83.49%
ROCE (Latest)
12.83%
ROE (Latest)
13.75%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 585.93 MM

ROCE(HY)

Highest at 15.26%

DIVIDEND PER SHARE(HY)

Highest at USD 3.99

RAW MATERIAL COST(Y)

Fallen by -0.96% (YoY

NET SALES(Q)

Highest at USD 1,058.42 MM

OPERATING PROFIT(Q)

Highest at USD 279.55 MM

PRE-TAX PROFIT(Q)

Highest at USD 144.45 MM

NET PROFIT(Q)

Highest at USD 105.38 MM

EPS(Q)

Highest at USD 2.35

-6What is not working for the Company
DEBTORS TURNOVER RATIO(HY)

Lowest at 3.99 times

DIVIDEND PAYOUT RATIO(Y)

Lowest at 17.86%

DEBT-EQUITY RATIO (HY)

Highest at 107.32 %

INVENTORY TURNOVER RATIO(HY)

Lowest at 3.32 times

INTEREST(Q)

Highest at USD 35.27 MM

Here's what is working for FirstCash Holdings, Inc.

Operating Cash Flow
Highest at USD 585.93 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Dividend per share
Highest at USD 3.99 and Grown
In each year in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)

Net Sales
Highest at USD 1,058.42 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Operating Profit
Highest at USD 279.55 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

Pre-Tax Profit
Highest at USD 144.45 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit
Highest at USD 105.38 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

EPS
Highest at USD 2.35
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Raw Material Cost
Fallen by -0.96% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for FirstCash Holdings, Inc.

Debtors Turnover Ratio
Lowest at 3.99 times and Fallen
In each half year in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Interest
Highest at USD 35.27 MM
in the last five periods and Increased by 9.48% (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Debt-Equity Ratio
Highest at 107.32 %
in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Inventory Turnover Ratio
Lowest at 3.32 times
in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling inventory has slowed

Inventory Turnover Ratio

Dividend Payout Ratio
Lowest at 17.86%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)