FirstCash Holdings, Inc.

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: US33768G1076
USD
171.84
3.17 (1.88%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison

Company
Score
Quality
Valuation
Financial
Technical
SoFi Technologies, Inc.
Affirm Holdings, Inc.
Synchrony Financial
OneMain Holdings, Inc.
Credit Acceptance Corp.
Blue Owl Capital Corp.
Ryder System, Inc.
FirstCash Holdings, Inc.
WillScot Mobile Mini Holdings Corp.
The Western Union Co.
Avis Budget Group, Inc.

Why is FirstCash Holdings, Inc. ?

1
Healthy long term growth as Net Sales has grown by an annual rate of 13.11%
2
Flat results in Jun 25
  • INTEREST COVERAGE RATIO(Q) Lowest at 794.82
  • DEBTORS TURNOVER RATIO(HY) Lowest at 4.67 times
  • NET SALES(Q) Lowest at USD 830.62 MM
3
With ROE of 13.73%, it has a fair valuation with a 3.25 Price to Book Value
  • Over the past year, while the stock has generated a return of 57.55%, its profits have risen by 17.9% ; the PEG ratio of the company is 1.3
4
Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks
5
Market Beating performance in long term as well as near term
  • Along with generating 57.55% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to FirstCash Holdings, Inc. should be less than 10%
  2. Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is FirstCash Holdings, Inc. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
FirstCash Holdings, Inc.
52.07%
1.68
27.42%
S&P 500
13.34%
0.81
19.85%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
13.11%
EBIT Growth (5y)
15.49%
EBIT to Interest (avg)
4.86
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.47%
Dividend Payout Ratio
25.48%
Pledged Shares
0
Institutional Holding
92.83%
ROCE (avg)
10.19%
ROE (avg)
10.36%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
3.25
EV to EBIT
17.38
EV to EBITDA
8.46
EV to Capital Employed
2.25
EV to Sales
2.46
PEG Ratio
1.26
Dividend Yield
102.45%
ROCE (Latest)
12.93%
ROE (Latest)
13.73%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 554.73 MM

ROCE(HY)

Highest at 14.17%

RAW MATERIAL COST(Y)

Fallen by -7.38% (YoY

DIVIDEND PER SHARE(HY)

Highest at USD 4.67

-6What is not working for the Company
INTEREST COVERAGE RATIO(Q)

Lowest at 794.82

DEBTORS TURNOVER RATIO(HY)

Lowest at 4.67 times

NET SALES(Q)

Lowest at USD 830.62 MM

OPERATING PROFIT(Q)

Lowest at USD 209.33 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 25.2 %

Here's what is working for FirstCash Holdings, Inc.

Operating Cash Flow
Highest at USD 554.73 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Dividend per share
Highest at USD 4.67
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)

Raw Material Cost
Fallen by -7.38% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for FirstCash Holdings, Inc.

Interest Coverage Ratio
Lowest at 794.82
in the last five periods
MOJO Watch
The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Net Sales
Lowest at USD 830.62 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (USD MM)

Operating Profit
Lowest at USD 209.33 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin
Lowest at 25.2 %
in the last five periods
MOJO Watch
Company's profit margin has deteriorated

Operating Profit to Sales

Debtors Turnover Ratio
Lowest at 4.67 times
in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling Debtors has slowed

Debtors Turnover Ratio