ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Fiserv, Inc. ?
1
Poor Management Efficiency with a low ROCE of 7.70%
- The company has been able to generate a Return on Capital Employed (avg) of 7.70% signifying low profitability per unit of total capital (equity and debt)
2
Healthy long term growth as Net Sales has grown by an annual rate of 7.94% and Operating profit at 25.17%
- DEBT-EQUITY RATIO (HY) Highest at 113.85 %
- DEBTORS TURNOVER RATIO(HY) Lowest at 5.21 times
- INTEREST(Q) Highest at USD 376 MM
3
With ROE of 12.54%, it has a expensive valuation with a 4.37 Price to Book Value
- Over the past year, while the stock has generated a return of -66.58%, its profits have risen by 0% ; the PEG ratio of the company is 6.7
4
Below par performance in long term as well as near term
- Along with generating -66.58% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Fiserv, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Fiserv, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Fiserv, Inc.
-71.89%
-0.91
59.53%
S&P 500
17.45%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.37%
EBIT Growth (5y)
20.74%
EBIT to Interest (avg)
4.33
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
14.62%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
95.72%
ROCE (avg)
7.70%
ROE (avg)
8.31%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
25
Industry P/E
Price to Book Value
3.29
EV to EBIT
17.38
EV to EBITDA
11.54
EV to Capital Employed
2.10
EV to Sales
5.22
PEG Ratio
13.06
Dividend Yield
NA
ROCE (Latest)
12.06%
ROE (Latest)
13.40%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
Bullish
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
ROCE(HY)
Highest at 13.17%
-3What is not working for the Company
RAW MATERIAL COST(Y)
Grown by 7.3% (YoY
OPERATING PROFIT MARGIN(Q)
Lowest at 39.63 %
PRE-TAX PROFIT(Q)
Lowest at USD 962 MM
Here's what is not working for Fiserv, Inc.
Operating Profit Margin
Lowest at 39.63 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 962 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Raw Material Cost
Grown by 7.3% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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