Fiserv, Inc. (FISV) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Fiserv, Inc.

Why is Fiserv, Inc. ?

Poor Management Efficiency with a low ROCE of 7.70%

The company has been able to generate a Return on Capital Employed (avg) of 7.70% signifying low profitability per unit of total capital (equity and debt)

Healthy long term growth as Net Sales has grown by an annual rate of 7.94% and Operating profit at 25.17%

DEBT-EQUITY RATIO (HY) Highest at 113.85 %
DEBTORS TURNOVER RATIO(HY) Lowest at 5.21 times
INTEREST(Q) Highest at USD 376 MM

With ROE of 12.54%, it has a expensive valuation with a 4.37 Price to Book Value

Over the past year, while the stock has generated a return of -66.58%, its profits have risen by 0% ; the PEG ratio of the company is 6.7

Below par performance in long term as well as near term

Along with generating -66.58% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Fiserv, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Fiserv, Inc.

-67.63%

-0.91

59.53%

S&P 500

22.99%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

7.37%

EBIT Growth (5y)

20.74%

EBIT to Interest (avg)

4.33

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

14.62%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

7.70%

ROE (avg)

8.31%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.38

EV to EBIT

11.04

EV to EBITDA

7.10

EV to Capital Employed

1.18

EV to Sales

2.97

PEG Ratio

0.58

Dividend Yield

ROCE (Latest)

10.71%

ROE (Latest)

13.49%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

-14What is not working for the Company

INTEREST COVERAGE RATIO(Q)

Lowest at 459

RAW MATERIAL COST(Y)

Grown by 9.31% (YoY

CASH AND EQV(HY)

Lowest at USD 1,627 MM

DEBTORS TURNOVER RATIO(HY)

Lowest at 5.06 times

NET SALES(Q)

Lowest at USD 5,027 MM

OPERATING PROFIT(Q)

Lowest at USD 1,657 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 32.96 %

PRE-TAX PROFIT(Q)

Lowest at USD 597 MM

NET PROFIT(Q)

Lowest at USD 574.84 MM

EPS(Q)

Lowest at USD 1.07

Here's what is not working for Fiserv, Inc.

Interest Coverage Ratio

Lowest at 459

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Pre-Tax Profit

At USD 597 MM has Fallen at -42.93%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Sales

Lowest at USD 5,027 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Operating Profit

Lowest at USD 1,657 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 32.96 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD 597 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD 574.84 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

Net Profit

Fallen at -32.45%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD 1.07

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Cash and Eqv

Lowest at USD 1,627 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Debtors Turnover Ratio

Lowest at 5.06 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Raw Material Cost

Grown by 9.31% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales