ScoreWhy is Five-Star Business Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.47%
2
Healthy long term growth as Operating profit has grown by an annual rate of 27.12%
3
Flat results in Mar 26
- PBDIT(Q) Lowest at Rs 539.51 cr.
- OPERATING PROFIT TO NET SALES (Q) Lowest at 66.04%
- PBT LESS OI(Q) Lowest at Rs 348.02 cr.
4
With ROE of 14.9, it has a Very Attractive valuation with a 1.8 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -31.95%, its profits have risen by 2.5% ; the PEG ratio of the company is 5.7
5
High Institutional Holdings at 66.05%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 5.38% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -31.95% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Five-Star Bus.Fi should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Five-Star Bus.Fi for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Five-Star Bus.Fi
-31.95%
-0.80
40.01%
Sensex
-3.74%
-0.28
13.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
22
Price to Book Value
1.85
EV to EBIT
9.07
EV to EBITDA
8.92
EV to Capital Employed
1.47
EV to Sales
6.12
PEG Ratio
5.69
Dividend Yield
0.43%
ROCE (Latest)
16.17%
ROE (Latest)
14.89%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NET SALES(Q)
Highest at Rs 816.95 cr
DEBT-EQUITY RATIO(HY)
Lowest at 1.11 times
-3What is not working for the Company
PBDIT(Q)
Lowest at Rs 539.51 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 66.04%
PBT LESS OI(Q)
Lowest at Rs 348.02 cr.
Loading Valuation Snapshot...
Here's what is working for Five-Star Bus.Fi
Net Sales - Quarterly
Highest at Rs 816.95 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 1.11 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Five-Star Bus.Fi
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 539.51 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 66.04%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 348.02 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
Highest at Rs 9.11 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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