ScoreWhy is Five-Star Business Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.47%
2
Healthy long term growth as Net Sales has grown by an annual rate of 26.10% and Operating profit at 23.73%
3
Flat results in Jun 26
- PBDIT(Q) Lowest at Rs 532.91 cr.
- OPERATING PROFIT TO NET SALES (Q) Lowest at 64.29%
4
With ROE of 15, it has a Fair valuation with a 2.2 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -7.13%, its profits have risen by 1.5% ; the PEG ratio of the company is 11.4
5
High Institutional Holdings at 66.32%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -7.13% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Five-Star Bus.Fi should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Five-Star Bus.Fi for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Five-Star Bus.Fi
-7.13%
-0.18
39.65%
Sensex
-2.63%
-0.19
13.57%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
21
Price to Book Value
2.17
EV to EBIT
10.23
EV to EBITDA
10.06
EV to Capital Employed
1.64
EV to Sales
6.77
PEG Ratio
11.42
Dividend Yield
0.74%
ROCE (Latest)
16.17%
ROE (Latest)
14.96%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NET SALES(Q)
Highest at Rs 828.98 cr
DEBT-EQUITY RATIO(HY)
Lowest at 1.11 times
-2What is not working for the Company
PBDIT(Q)
Lowest at Rs 532.91 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 64.29%
Loading Valuation Snapshot...
Here's what is working for Five-Star Bus.Fi
Net Sales - Quarterly
Highest at Rs 828.98 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 1.11 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Five-Star Bus.Fi
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 532.91 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 64.29%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Non Operating Income - Quarterly
Highest at Rs 9.76 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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