Why is Flywire Corp. ?
1
Poor Management Efficiency with a low ROE of 0.34%
- The company has been able to generate a Return on Equity (avg) of 0.34% signifying low profitability per unit of shareholders funds
2
Negative results in Jun 25
- NET PROFIT(9M) At USD -25.34 MM has Grown at -42.45%
- RAW MATERIAL COST(Y) Grown by 6.33% (YoY)
- DEBT-EQUITY RATIO (HY) Highest at -26.86 %
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -29.50%, its profits have risen by 216.7% ; the PEG ratio of the company is 0.5
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -29.50% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Flywire Corp. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Flywire Corp.
-29.5%
-0.25
56.87%
S&P 500
11.09%
0.56
19.88%
Quality key factors
Factor
Value
Sales Growth (5y)
36.10%
EBIT Growth (5y)
39.84%
EBIT to Interest (avg)
-12.95
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.82
Sales to Capital Employed (avg)
0.50
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0.34%
Valuation Key Factors 
Factor
Value
P/E Ratio
97
Industry P/E
Price to Book Value
1.66
EV to EBIT
-286.62
EV to EBITDA
69.84
EV to Capital Employed
1.87
EV to Sales
2.16
PEG Ratio
0.45
Dividend Yield
NA
ROCE (Latest)
-0.65%
ROE (Latest)
1.71%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 94.07 MM
NET PROFIT(HY)
At USD -8.68 MM has Grown at 54.8%
ROCE(HY)
Highest at 0.86%
NET SALES(Q)
At USD 131.89 MM has Grown at 27.21%
-16What is not working for the Company
NET PROFIT(9M)
At USD -25.34 MM has Grown at -42.45%
RAW MATERIAL COST(Y)
Grown by 6.33% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at -26.86 %
INTEREST(Q)
Highest at USD 1.06 MM
Here's what is working for Flywire Corp.
Operating Cash Flow
Highest at USD 94.07 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Profit
At USD -8.68 MM has Grown at 54.8%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Sales
At USD 131.89 MM has Grown at 27.21%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Depreciation
Highest at USD 7.26 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Flywire Corp.
Interest
At USD 1.06 MM has Grown at 47.1%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Interest
Highest at USD 1.06 MM
in the last five periods and Increased by 47.1% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Debt-Equity Ratio
Highest at -26.86 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Raw Material Cost
Grown by 6.33% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






