Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Fukuoka Financial Group, Inc. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- ROCE(HY) Highest at 0.24%
- NET SALES(Q) Highest at JPY 110,525 MM
- NII(Q) Highest at JPY 64,125 MM
2
With ROA of 0.19%, it has a very attractive valuation with a 0.82 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 45.50%, its profits have risen by 18% ; the PEG ratio of the company is 0.6
3
Consistent Returns over the last 3 years
- Along with generating 45.50% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods
How much should you buy?
- Overall Portfolio exposure to Fukuoka Financial Group, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
12.20%
EBIT Growth (5y)
83.76%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.38%
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.82
EV to EBIT
31.37
EV to EBITDA
26.93
EV to Capital Employed
0.94
EV to Sales
7.29
PEG Ratio
0.59
Dividend Yield
NA
ROCE (Latest)
3.00%
ROE (Latest)
7.76%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bullish
Technical Movement
15What is working for the Company
ROCE(HY)
Highest at 0.24%
NET SALES(Q)
Highest at JPY 110,525 MM
NII(Q)
Highest at JPY 64,125 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 90.73%
PRE-TAX PROFIT(Q)
Highest at JPY 37,154 MM
NET PROFIT(Q)
Highest at JPY 26,773 MM
EPS(Q)
Highest at JPY 141.68
-7What is not working for the Company
INTEREST(9M)
At JPY 131,075 MM has Grown at 34.46%
ROCE(HY)
Lowest at 0.24%
Here's what is working for Fukuoka Financial Group, Inc.
Net Sales
Highest at JPY 110,525 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
NII
Highest at JPY 64,125 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
At JPY 110,525 MM has Grown at 14.11%
over average net sales of the previous four periods of JPY 96,857.5 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Pre-Tax Profit
Highest at JPY 37,154 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 26,773 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 141.68
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Credit Deposit Ratio
Highest at 90.73%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at JPY 3,595 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for Fukuoka Financial Group, Inc.
Interest
At JPY 131,075 MM has Grown at 34.46%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Non Operating Income
Highest at JPY 0.22 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income






