Fulton Financial Corp. (FULT) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Old National Bancorp

UMB Financial Corp.

Associated Banc-Corp

Axos Financial, Inc.

Texas Capital Bancshares, Inc.

Cadence Bank

Fulton Financial Corp.

First Financial Bankshares, Inc.

F.N.B. Corp. (Pennsylvania)

Community Bank System, Inc.

Simmons First National Corp.

Why is Fulton Financial Corp. ?

Positive results in Dec 25

ROCE(HY) Highest at 1.22%
DIVIDEND PER SHARE(HY) Highest at USD 0
GROSS NPA (%)(Q) Lowest at 0.77%

With ROA of 0.87%, it has a very attractive valuation with a 1.36 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 7.45%, its profits have risen by 37.7% ; the PEG ratio of the company is 0.3

High Institutional Holdings at 82.1%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 1.26% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Fulton Financial Corp. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Fulton Financial Corp. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Fulton Financial Corp.

7.45%

0.72

30.81%

S&P 500

14.9%

0.77

19.29%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

16.83%

EBIT Growth (5y)

12.33%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

35.10%

Pledged Shares

Institutional Holding

82.09%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.36

EV to EBIT

10.92

EV to EBITDA

9.94

EV to Capital Employed

1.35

EV to Sales

2.99

PEG Ratio

0.31

Dividend Yield

2.80%

ROCE (Latest)

12.35%

ROE (Latest)

11.25%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

ROCE(HY)

Highest at 1.22%

DIVIDEND PER SHARE(HY)

Highest at USD 0

GROSS NPA (%)

NII(Q)

Highest at USD 266.04 MM

-5What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 208.51 MM

ROCE(HY)

Lowest at 1.22%

CREDIT DEPOSIT RATIO(HY)

Lowest at 90.24%

Here's what is working for Fulton Financial Corp.

Non Performing Loans (%)

Lowest at 0.77%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at USD 266.04 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

CASA

Highest at 12.6%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Fulton Financial Corp.

Operating Cash Flow

Lowest at USD 208.51 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Credit Deposit Ratio

Lowest at 90.24%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)