ScoreWhy is Funding Circle Holdings Plc ?
1
With a growth in Net Profit of 593.1%, the company declared Outstanding results in Dec 25
- The company has declared positive results for the last 3 consecutive quarters
- ROCE(HY) Highest at 20.68%
- PRE-TAX PROFIT(Q) Highest at GBP 14.3 MM
- NET PROFIT(Q) Highest at GBP 40.2 MM
2
With ROE of 20.27%, it has a very attractive valuation with a 1.96 Price to Book Value
- Over the past year, while the stock has generated a return of 28.35%, its profits have risen by 4590%
3
Consistent Returns over the last 3 years
- Along with generating 28.35% returns in the last 1 year, the stock has outperformed FTSE 100 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Funding Circle Holdings Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Funding Circle Holdings Plc for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Funding Circle Holdings Plc
28.35%
1.55
42.13%
FTSE 100
17.87%
1.52
11.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.97%
EBIT Growth (5y)
19.90%
EBIT to Interest (avg)
-4.27
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
50.00%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
0
ROE (avg)
4.52%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.96
EV to EBIT
0.04
EV to EBITDA
0.03
EV to Capital Employed
-0.01
EV to Sales
0.01
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
20.27%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
ROCE(HY)
Highest at 20.68%
PRE-TAX PROFIT(Q)
Highest at GBP 14.3 MM
NET PROFIT(Q)
Highest at GBP 40.2 MM
RAW MATERIAL COST(Y)
Fallen by -3.72% (YoY
CASH AND EQV(HY)
Highest at GBP 447 MM
DEBTORS TURNOVER RATIO(HY)
Highest at 22.25 times
NET SALES(Q)
Highest at GBP 127.8 MM
EPS(Q)
Highest at GBP 0.12
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at GBP -101.2 MM
Here's what is working for Funding Circle Holdings Plc
Pre-Tax Profit
At GBP 14.3 MM has Grown at 393.1%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
At GBP 40.2 MM has Grown at 1,446.15%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Pre-Tax Profit
Highest at GBP 14.3 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
Highest at GBP 40.2 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Net Sales
Highest at GBP 127.8 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
Net Sales
At GBP 127.8 MM has Grown at 54.35%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
EPS
Highest at GBP 0.12
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Cash and Eqv
Highest at GBP 447 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debtors Turnover Ratio
Highest at 22.25 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by -3.72% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Funding Circle Holdings Plc
Operating Cash Flow
Lowest at GBP -101.2 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (GBP MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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