ScoreWhy is Funding Circle Holdings Plc ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.52%
- Poor long term growth as Operating profit has grown by an annual rate of 19.90%
- The company has been able to generate a Return on Equity (avg) of 4.52% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Operating profit has grown by an annual rate of 19.90%
3
The company has declared Positive results for the last 4 consecutive quarters
- NET PROFIT(Q) At GBP 23.26 MM has Grown at 294.4%
- ROCE(HY) Highest at 28.51%
- NET SALES(Q) Highest at GBP 143.7 MM
4
With ROE of 20.27%, it has a fair valuation with a 1.92 Price to Book Value
- Over the past year, while the stock has generated a return of 55.57%, its profits have risen by 4590%
5
Market Beating performance in long term as well as near term
- Along with generating 55.57% returns in the last 1 year, the stock has outperformed FTSE 100 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Funding Circle Holdings Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Funding Circle Holdings Plc for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Funding Circle Holdings Plc
55.19%
2.44
46.21%
FTSE 100
16.06%
1.40
11.82%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.97%
EBIT Growth (5y)
19.90%
EBIT to Interest (avg)
16.36
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
1,003.33%
ROE (avg)
4.52%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.92
EV to EBIT
-0.23
EV to EBITDA
-0.18
EV to Capital Employed
0.04
EV to Sales
-0.04
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-17.70%
ROE (Latest)
20.27%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
NET PROFIT(Q)
At GBP 23.26 MM has Grown at 294.4%
ROCE(HY)
Highest at 28.51%
NET SALES(Q)
Highest at GBP 143.7 MM
PRE-TAX PROFIT(Q)
Highest at GBP 24.8 MM
RAW MATERIAL COST(Y)
Fallen by -4.48% (YoY
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at GBP -100.8 MM
Here's what is working for Funding Circle Holdings Plc
Pre-Tax Profit
At GBP 24.8 MM has Grown at 306.56%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
At GBP 23.26 MM has Grown at 294.4%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Net Sales
Highest at GBP 143.7 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (GBP MM)
Pre-Tax Profit
Highest at GBP 24.8 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Sales
At GBP 143.7 MM has Grown at 51.74%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
Raw Material Cost
Fallen by -4.48% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Funding Circle Holdings Plc
Operating Cash Flow
Lowest at GBP -100.8 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (GBP MM)
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