ScoreWhy is Funding Circle Holdings Plc ?
1
Poor long term growth as Operating profit has grown by an annual rate of 17.16%
2
Positive results in Dec 24
- ROCE(HY) Highest at 0.13%
- RAW MATERIAL COST(Y) Fallen by -1.62% (YoY)
- PRE-TAX PROFIT(Q) Highest at GBP 2.9 MM
3
With ROE of -4.98%, it has a fair valuation with a 1.98 Price to Book Value
- Over the past year, while the stock has generated a return of -8.38%, its profits have risen by 146.2%
4
Underperformed the market in the last 1 year
- Even though the market (FTSE 100) has generated returns of 16.50% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -8.38% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Funding Circle Holdings Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Funding Circle Holdings Plc for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Funding Circle Holdings Plc
-8.38%
0.87
45.68%
FTSE 100
15.78%
1.27
12.97%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-3.98%
EBIT Growth (5y)
17.16%
EBIT to Interest (avg)
-4.27
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
50.00%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
0
ROE (avg)
4.52%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.98
EV to EBIT
2.46
EV to EBITDA
1.56
EV to Capital Employed
-0.39
EV to Sales
0.31
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-4.98%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Funding Circle Holdings Plc
Pre-Tax Profit
At GBP 2.9 MM has Grown at 123.39%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
At GBP 2.6 MM has Grown at 116.25%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Pre-Tax Profit
Highest at GBP 2.9 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (GBP MM)
Net Profit
Highest at GBP 2.6 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
EPS
Highest at GBP 0.04
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Raw Material Cost
Fallen by -1.62% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Funding Circle Holdings Plc
Operating Cash Flow
Lowest at GBP -92.9 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (GBP MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
