ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is FVCBankcorp, Inc. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 8 consecutive quarters
- NII(Q) Highest at USD 19.15 MM
- OPERATING CASH FLOW(Y) Highest at USD 31.71 MM
- ROCE(HY) Highest at 1.12%
2
With ROA of 0.69%, it has a fair valuation with a 1.06 Price to Book Value
- Over the past year, while the stock has generated a return of 33.76%, its profits have risen by 46.5% ; the PEG ratio of the company is 0.3
3
High Institutional Holdings at 56.2%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 5.08% over the previous quarter.
4
Market Beating Performance
- The stock has generated a return of 33.76% in the last 1 year, much higher than market (S&P 500) returns of 16.06%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to FVCBankcorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is FVCBankcorp, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
FVCBankcorp, Inc.
33.76%
2.83
23.71%
S&P 500
16.06%
1.22
13.16%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.03%
EBIT Growth (5y)
6.96%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
9.93%
Pledged Shares
0
Institutional Holding
51.12%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.06
EV to EBIT
5.51
EV to EBITDA
5.45
EV to Capital Employed
1.10
EV to Sales
1.30
PEG Ratio
0.26
Dividend Yield
0.00%
ROCE (Latest)
20.00%
ROE (Latest)
8.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NII(Q)
Highest at USD 19.15 MM
OPERATING CASH FLOW(Y)
Highest at USD 31.71 MM
ROCE(HY)
Highest at 1.12%
DIVIDEND PAYOUT RATIO(Y)
Highest at 15.46%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 31.08 MM
OPERATING PROFIT(Q)
Highest at USD 9.62 MM
OPERATING PROFIT MARGIN(Q)
Highest at 30.96 %
PRE-TAX PROFIT(Q)
Highest at USD 10.47 MM
NET PROFIT(Q)
Highest at USD 8.22 MM
EPS(Q)
Highest at USD 0.45
-3What is not working for the Company
ROCE(HY)
Lowest at 1.12%
CREDIT DEPOSIT RATIO(HY)
Lowest at 92.57%
Here's what is working for FVCBankcorp, Inc.
NII
Highest at USD 19.15 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 31.71 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 31.08 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 9.62 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 30.96 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 10.47 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 10.47 MM has Grown at 39.13%
over average net sales of the previous four periods of USD 7.53 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 8.22 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 8.22 MM has Grown at 41.3%
over average net sales of the previous four periods of USD 5.82 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.45
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 15.46%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for FVCBankcorp, Inc.
Credit Deposit Ratio
Lowest at 92.57%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Non Operating Income
Highest at USD 0.08 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
Footer loading
