General Insuranc

INR
370.80
-6.1 (-1.62%)
BSENSE

Feb 02

BSE+NSE Vol: 4.16 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison

Company
Score
Quality
Valuation
Financial
Technical
SBI Life Insuran
ICICI Pru Life
ICICI Lombard
General Insuranc
Star Health Insu
Go Digit General
Life Insurance
Max Financial
New India Assura
HDFC Life Insur.
Niva Bupa Health

Why is General Insurance Corporation of India ?

1
Strong Long Term Fundamental Strength with a 122.02% CAGR growth in Operating Profits
2
Positive results in Sep 25
  • PAT(Q) Highest at Rs 2,873.54 cr.
  • EPS(Q) Highest at Rs 16.38
3
With ROE of 14.2, it has a Attractive valuation with a 1 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -8.16%, its profits have risen by 31.7% ; the PEG ratio of the company is 0.2
4
Majority shareholders : Promoters
5
Underperformed the market in the last 1 year
  • Even though the market (BSE500) has generated returns of 5.48% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -8.16% returns
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to General Insuranc should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is General Insuranc for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
General Insuranc
-8.27%
-0.29
28.68%
Sensex
5.37%
0.47
11.36%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
2.07%
EBIT Growth (5y)
122.02%
Net Debt to Equity (avg)
0
Institutional Holding
15.44%
ROE (avg)
12.16%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
7
Industry P/E
22
Price to Book Value
0.98
EV to EBIT
3.63
EV to EBITDA
3.63
EV to Capital Employed
0.97
EV to Sales
0.77
PEG Ratio
0.22
Dividend Yield
2.65%
ROCE (Latest)
26.65%
ROE (Latest)
14.17%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
PAT(Q)

Highest at Rs 2,873.54 cr.

EPS(Q)

Highest at Rs 16.38

0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...

Here's what is working for General Insuranc

Profit After Tax (PAT) - Quarterly
At Rs 2,873.54 cr has Grown at 54.8%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is very positive

PAT (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 2,873.54 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 16.38
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Here's what is not working for General Insuranc

Non Operating Income - Quarterly
Highest at Rs 552.73 cr
in the last five quarters
MOJO Watch
Increased income from non business activities may not be sustainable

Non Operating Income