Why is General Insurance Corporation of India ?
1
Strong Long Term Fundamental Strength with a 122.02% CAGR growth in Operating Profits
2
Positive results in Sep 25
- PAT(Q) Highest at Rs 2,873.54 cr.
- EPS(Q) Highest at Rs 16.38
3
With ROE of 14.2, it has a Attractive valuation with a 1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -7.74%, its profits have risen by 31.7% ; the PEG ratio of the company is 0.2
4
Majority shareholders : Promoters
How much should you hold?
- Overall Portfolio exposure to General Insuranc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is General Insuranc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
General Insuranc
-7.74%
-0.21
36.46%
Sensex
4.83%
0.41
11.83%
Valuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
23
Price to Book Value
0.99
EV to EBIT
3.68
EV to EBITDA
3.68
EV to Capital Employed
0.98
EV to Sales
0.79
PEG Ratio
0.22
Dividend Yield
2.63%
ROCE (Latest)
26.65%
ROE (Latest)
14.17%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
11What is working for the Company
PAT(Q)
Highest at Rs 2,873.54 cr.
EPS(Q)
Highest at Rs 16.38
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for General Insuranc
Profit After Tax (PAT) - Quarterly
At Rs 2,873.54 cr has Grown at 54.8%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 2,873.54 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 16.38
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for General Insuranc
Non Operating Income - Quarterly
Highest at Rs 552.73 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income






