Generalfinance SpA () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

BFF Bank SpA

Generalfinance SpA

doValue SpA

Conafi SpA

Premia Finance SpA

Why is Generalfinance SpA ?

Healthy long term growth as Net Sales has grown by an annual rate of 40.26% and Operating profit at 48.28%

The company has declared Positive results for the last 13 consecutive quarters

NET SALES(Q) At EUR 19 MM has Grown at 47.37 %
PBT LESS OI(Q) Highest at EUR 7 MM.
PAT(Q) Highest at EUR 5 MM.

With ROE of 31.03%, it has a Very Expensive valuation with a 3.00 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 64.29%, its profits have risen by 55.6% ; the PEG ratio of the company is 0.2

Consistent Returns over the last 3 years

Along with generating 64.29% returns in the last 1 year, the stock has outperformed Italy FTSE MIB in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Generalfinance SpA should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Generalfinance SpA for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Generalfinance SpA

64.29%

3.33

27.50%

Italy FTSE MIB

24.83%

1.30

19.16%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

40.26%

EBIT Growth (5y)

48.28%

EBIT to Interest (avg)

11.75

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

33.08%

Dividend Payout Ratio

49.70%

Pledged Shares

Institutional Holding

ROCE (avg)

8.07%

ROE (avg)

24.28%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.00

EV to EBIT

3.11

EV to EBITDA

2.99

EV to Capital Employed

-6.72

EV to Sales

1.52

PEG Ratio

0.17

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

31.03%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is working for Generalfinance SpA

Net Sales - Quarterly

At EUR 19 MM has Grown at 47.37 %

Year on Year (YoY)

MOJO Watch

Near term sales trend is very positive

Net Sales (EUR MM)

Profit Before Tax less Other Income (PBT) - Quarterly

Highest at EUR 7 MM. and Grown

in each of the last 5 periods

MOJO Watch

Near term PBT trend is very positive

PBT less Other Income (EUR MM)

Profit Before Tax less Other Income (PBT) - Quarterly

At EUR 7 MM has Grown at 63.76 %

Year on Year (YoY)

MOJO Watch

Near term PBT trend is very positive

PBT less Other Income (EUR MM)

Profit After Tax (PAT) - Quarterly

Highest at EUR 5 MM. and Grown

in each of the last 5 periods

MOJO Watch

Near term PAT trend is very positive

PAT (EUR MM)

Operating Profit (PBDIT) - Quarterly

Highest at EUR 8 MM.

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (EUR MM)

Profit After Tax (PAT) - Quarterly

At EUR 5 MM has Grown at 66.0 %

Year on Year (YoY)

MOJO Watch

Near term PAT trend is positive

PAT (EUR MM)

Cash and Cash Equivalents - Half Yearly

Highest at EUR 106.29 MM

in the last six half yearly periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents (EUR MM)

Here's what is not working for Generalfinance SpA

Earnings per Share (EPS) - Quarterly

Lowest at EUR 0.00

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (EUR)