ScoreWhy is Gentera SAB de CV ?
1
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 3.40%
2
The company has declared Positive results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at MXN 12,256.94 MM
- NII(Q) Highest at MXN 10,379.02 MM
- ROCE(HY) Highest at 7.61%
3
With ROA of 4.43%, it has a attractive valuation with a 2.28 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 77.22%, its profits have risen by 27% ; the PEG ratio of the company is 0.5
4
Consistent Returns over the last 3 years
- Along with generating 77.22% returns in the last 1 year, the stock has outperformed Mexico IPC in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Gentera SAB de CV should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Gentera SAB de CV for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Gentera SAB de CV
77.56%
3.43
37.14%
Mexico IPC
31.4%
1.71
18.32%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.00%
EBIT Growth (5y)
14.16%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
40.00%
Pledged Shares
0
Institutional Holding
0.03%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
2.28
EV to EBIT
13.40
EV to EBITDA
11.29
EV to Capital Employed
1.63
EV to Sales
2.62
PEG Ratio
0.45
Dividend Yield
NA
ROCE (Latest)
12.18%
ROE (Latest)
18.83%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
OPERATING CASH FLOW(Y)
Highest at MXN 12,256.94 MM
NII(Q)
Highest at MXN 10,379.02 MM
ROCE(HY)
Highest at 7.61%
NET SALES(Q)
Highest at MXN 12,420.97 MM
NET PROFIT(9M)
Higher at MXN 6,309.54 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 415.08%
OPERATING PROFIT(Q)
Highest at MXN 3,264.93 MM
PRE-TAX PROFIT(Q)
Highest at MXN 3,264.93 MM
-2What is not working for the Company
ROCE(HY)
Lowest at 7.61%
Here's what is working for Gentera SAB de CV
NII
Highest at MXN 10,379.02 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at MXN 12,256.94 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (MXN MM)
Net Sales
Highest at MXN 12,420.97 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (MXN MM)
Net Sales
At MXN 12,420.97 MM has Grown at 21.64%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (MXN MM)
Operating Profit
Highest at MXN 3,264.93 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (MXN MM)
Pre-Tax Profit
Highest at MXN 3,264.93 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (MXN MM)
Credit Deposit Ratio
Highest at 415.08%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
Higher at MXN 6,309.54 MM
than preceding 12 month period ended Sep 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (MXN MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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